328 Williams Rd, Seminary, MS 39479 Property Records

Covington County property record for 328 Williams Rd, Seminary, MS 39479

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,698 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$402 (2025)
Deeds & Mortgages	May 2023 Construction Loan Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039029 00311`

Property Details

APN / Parcel Number

Primary APN	`039029 00311`
Alternative APN	`16446`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,698 sqft Adjusted Area
1st Floor Area	1,500 sqft
Utility Area	504 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	200 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16446
Street Address	328 WILLIAMS RD
City	SEMINARY
State	MS
Zip	39479-8790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC E OF & ADJ TO WILLIAMS RD IN SE4 NE4 B 0356 P 0103 09/16/2022
Legal Range	14W
Legal Township	08N
Legal Section	29
Jurisdiction	COVINGTON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2168
Census Tract	950100

Owner

328 Williams Rd is owned and occupied by an individual who acquired it in November 2017.

Source: Covington County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	328 WILLIAMS RD, SEMINARY, MS 39479-8790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Construction Mortgage COVINGTON COUNTY BANK
Sep 16, 2022	Intrafamily Transfer, Transfer
Nov 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017
Deed Sale	Nov 29, 2017
Prior Sale	Mar 5, 2010
Deed Document Number	20171053409
Deed Book / Page	327 / 621
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	328 WILLIAMS RD, SEMINARY, MS 39479-8790
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 WILLIAMS RD, SEMINARY, MS 39479-8790

Mortgage

Document Number	000813/144
Date	May 4, 2023
Book Page	813/144

Lender

Name	COVINGTON COUNTY BANK
Type	Bank
Address	COLLINS, MS 39428

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 26, 2028

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON MS
Recording Date	Sep 16, 2022
Property Address	328 WILLIAMS RD, SEMINARY, MS 39479-8790
Document Number	000356/103
Book / Page	356 / 103
Instrument Date	Sep 14, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 W TUCKER RD, FLORENCE, MS 39073-8363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 WILLIAMS RD, SEMINARY, MS 39479-8790

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Nov 29, 2017
Property Address	328 WILLIAMS RD, SEMINARY, MS 39479-8790
Document Number	000327/621
Book / Page	327 / 621
Instrument Date	Nov 27, 2017
Instrument	1053409
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 FOXHORN RDG, PETAL, MS 39465-4276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 WILLIAMS RD, SEMINARY, MS 39479-8790

Tax Assessment & Valuation

The 2025 property tax bill for 328 Williams Rd was $402 with exemptions applied.

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$402.00 Disabled Person's exemption	$7,252 (-0.92%)
2024		$7,319 (-)	$72,300 (-0.62%) Land $7,500 Building $64,800
2023		$7,319 (-)	$72,750 (-) Land $7,500 Building $65,250
2022	$362.00 Disabled Person's exemption	$7,319	$72,750 Land $7,500 Building $65,250
2019	$288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Williams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Williams Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW GROVE WATER ASSN public/private · serves 2,284 people · EPA ID MS0160010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

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