328 Wilds Cove Rd, Franklin, NC 28734 Property Records

Macon County property record for 328 Wilds Cove Rd, Franklin, NC 28734

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,497 sqft · built 1986
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2021)
Tax Bill	$710 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6556533748`

Property Details

APN / Parcel Number

Primary APN	`6556533748`
Alternative APNs	`1043260` `150516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,497 sqft Heated Area
1st Floor Area	1,497 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile/Manufactured
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	301 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	150516
Street Address	328 WILDS COVE RD
City	FRANKLIN
State	NC
Zip	28734-6456
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R
Legal Description	ON RD 1393
Legal Subdivision	JOE RABY HEIRS
Jurisdiction	MACON NC
Township / Civil Division	BURNINGTOWN
Census Block Group	1
Census Block	1042
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 WILDS COVE RD, FRANKLIN, NC 28734-6456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Apr 3, 2020	Special Warranty Deed, Transfer
Aug 29, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	20218404
Deed Book / Page	41 / 816
Prior Transfer Date	Aug 28, 2019
Prior Transfer Doc	00J39/2376
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 3, 2021
Property Address	328 WILDS COVE RD, FRANKLIN, NC 28734-6456
Document Number	000F41/816
Book / Page	F-41 / 816
Instrument Date	Aug 30, 2021
Instrument	2021008404
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1343 CORNISH MOUNTAIN CHURCH RD, 1343, OXFORD, GA 30054-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 WILDS COVE RD, FRANKLIN, NC 28734-6456

Mortgage

Document Number	000F41/819
Date	Sep 3, 2021
Book Page	F-41/819
Instrument	2021008405

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 3, 2020
Property Address	328 WILDS COVE RD, FRANKLIN, NC 28734-6456
Document Number	000V39/978
Book / Page	V-39 / 978
Instrument Date	Mar 12, 2020
Instrument	2020002198
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # BLVD5TH, 4425, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1343 CORNISH MOUNTAIN CHURCH RD, OXFORD, GA 30054-3117

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Aug 29, 2019
Property Address	328 WILDS COVE RD, FRANKLIN, NC 28734-6456
Document Number	00J39/2376
Book / Page	J-39 / 2376
Instrument Date	Aug 28, 2019
Instrument	2019005634
Transaction Type	Foreclosure
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$137.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # 5, 5, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$710.00	$169,560 (-) Land $31,560 Building $138,000	$169,560 (-) Land $31,560 Building $138,000
2025	$710.00 (+1.72%)
2023	$698.00	$169,560 Land $31,560 Building $138,000	$169,560 Land $31,560 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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