328 Whispering Pines Dr, Durango, CO 81301 Property Records

La Plata County property record for 328 Whispering Pines Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,616 sqft · built 1981
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2022)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5371-362-06-004`

Property Details

APN / Parcel Number

Primary APN	`5371-362-06-004`
Alternative APN	`R012460`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,616 sqft Living Area
Gross Area	2,856 sqft
Basement Area	786 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Lot Area	13,765 sqft (0.316 acres)
Garage Type	Attached
Garage Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	303 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R012460
Street Address	328 WHISPERING PINES DR
City	DURANGO
State	CO
Zip	81301-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PINES TOWNHOUSES BLOCK: 0 LOT: 4 NORTH, RSUB RICKHOFF #279 328 WHISPERING PINES DR DURANGO 81301
Legal Subdivision	PINES TOWNHOUSES
Legal Block	2
Legal Lot Number	4
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2016
Census Tract	970705

Owner

Source: La Plata County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1438 W WHITMAN CT, ANTHEM, AZ 85086-3927
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 5, 2022	Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Mar 18, 2020	Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	20221209819
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	328 WHISPERING PINES DR, DURANGO, CO 81301-7102
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 W WHITMAN CT, ANTHEM, AZ 85086-3927

Mortgage

Document Number	0001251575
Date	Mar 2, 2026
Instrument	1251575

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 5, 2022
Property Address	328 WHISPERING PINES DR, DURANGO, CO 81301-7102
Document Number	0001209819
Map Reference	DOC 457707
Instrument Date	Apr 29, 2022
Instrument	1209819
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 WHISPERING PINES DR, 328, DURANGO, CO 81301-7102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1438 W WHITMAN CT, ANTHEM, AZ 85086-3927

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 18, 2020
Property Address	328 WHISPERING PINES DR, DURANGO, CO 81301-7102
Document Number	0001169208
Map Reference	DOC 457707
Instrument Date	Mar 18, 2020
Instrument	1169208
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 WHISPERING PINES DR, DURANGO, CO 81301-7102

Mortgage

Document Number	0001169209
Date	Mar 18, 2020
Instrument	1169209

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,000 (-2.11%) Land $4,260 Building $28,740	$539,260 (-) Land $69,580 Building $469,680
2025	$1,892.00 (+68.93%)	$33,710 (+51.71%) Land $4,350 Building $29,360	$539,260 (+62.66%) Land $69,580 Building $469,680
2024	$1,120.00 (+16.18%)
2023	$964.00 (+14.08%)	$22,220 (+15.25%) Land $3,220 Building $19,000	$331,530 (+19.51%) Land $48,000 Building $283,530
2022	$845.00	$19,280 Land $3,890 Building $15,390	$277,410 Land $55,960 Building $221,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Visionary Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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