328 Warwick Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 328 Warwick Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details5 ba · 7,245 sqft · built 2019
Lot Size0.961 acres (41,870 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Nov 2016)
Tax Bill$56,791 (2024)
Deeds & MortgagesJan 2023 Mortgage
Feb 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN12-31-403-010

Property Details

APN / Parcel Number

Primary APN12-31-403-010

Interior

Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area7,245 sqft Living Area
Gross Area8,783 sqft
1st Floor Area2,411 sqft
Upper Floors Area2,905 sqft
Basement Area2,411 sqft
Finished Basement1,929 sqft
Unfinished Basement482 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialSlate
Lot Area41,870 sqft (0.961 acres)
Garage TypeAttached
Garage Area1,056 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address328 WARWICK RD
CityLAKE FOREST
StateIL
Zip60045-2064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEERPATH WOODS SUB LOT 15
Legal SubdivisionDEERPATH WOODS SUB
Legal Lot Number15
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2015
Census Tract863500

Owner

328 Warwick Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Lake County records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address328 WARWICK RD, LAKE FOREST, IL 60045-2064
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
POLISH & SLAVIC FCU
Feb 12, 2020Deed of Trust, Construction Loan · Construction Mortgage
WINTRUST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2016 · Amount on File
Deed SaleNov 23, 2016 · Amount on File
Deed Document Number20167350035
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address328 WARWICK RD, LAKE FOREST, IL 60045-2064
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 WARWICK RD, LAKE FOREST, IL 60045-2064

Mortgage

Document Number0007952178
DateJan 3, 2023
Instrument7952178
Lender
NamePOLISH & SLAVIC FCU
TypeCredit Union
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 1, 2030
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change8%
Index1-Year T-Bill
Max Rate12%

February 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionLAKE IL
Recording DateFeb 12, 2020
Property Address328 WARWICK RD, LAKE FOREST, IL 60045
Document Number0007633588
Instrument DateFeb 10, 2020
Instrument7633588
Transaction TypeConstruction Loan
Record UpdatedMar 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1730 S RIDGE RD LAKE FOREST IL 600454115, LAKE FOREST, IL 60045-4115

Mortgage

Document Number0007633588
DateFeb 12, 2020
Instrument7633588
Lender
NameWINTRUST MTG
TypeMortgage Company
Address9700 W HIGGINS RD # 300, ROSEMONT, IL 60018-4736
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,063,797 Land $166,896 Building $896,901$3,191,710 Land $500,738 Building $2,690,972
2024$56,791.00 (+19.35%)
2023$47,583.00 (+50.47%)$795,312 (+0.92%) Land $124,775 Building $670,537$2,386,174 (+0.92%) Land $374,362 Building $2,011,812
2022$31,623.00$788,062 Land $123,638 Building $664,424$2,364,422 Land $370,951 Building $1,993,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Warwick Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1982–2017)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Warwick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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