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328 W Ridge Rd, Gary, IN 46408 Property Records

Lake County property record for 328 W Ridge Rd, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 880 sqft · built 1923
Lot Size0.092 acres (4,008 sqft)
OwnerIndividual Name on File
Tax Bill$598 (2024)
Deeds & MortgagesMay 2023 Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN001-25-45-0133-0050

Property Details

APN / Parcel Number

Primary APN001-25-45-0133-0050
Alternative APNs
  • 45-08-28-226-028.000-004
  • 254501330050

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area880 sqft Living Area
Basement Area880 sqft

Exterior

Year BuiltBuilt 1923
Construction TypeWood
Roof MaterialAsphalt
Lot Area4,008 sqft (0.092 acres)
Lot Dimensions125 ft deep x 32 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-45-0133-0050
Old Parcel Number254501330050
Street Address328 W RIDGE RD
CityGARY
StateIN
Zip46408-2757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKSON PK. SO. BROADWAY ADD. ALL L.45 BL.2 E. 7 FT. L.46 BL.2
Legal SubdivisionJACKSON PARK SOUTH BROADWAY ADDITION
Legal Block2
Legal Lot Number45
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1016
Census Tract12400

Owner

Source: Lake County records · APN 001-25-45-0133-0050

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4306 CALHOUN ST, GARY, IN 46408-2912
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Deed of Trust, Mortgage · Negative Amortization
RAMZAN DHANJI LIVING TRUST
Jan 11, 2023Deed, Transfer
MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2024
Deed SaleNov 04, 2024
Prior SaleJan 11, 2023
Deed Document Number0000037725
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address328 W RIDGE RD, GARY, IN 46408-2757
Transaction TypeMortgage
Record UpdatedOct 04, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013009
DateMay 03, 2023
Instrument2023-513009
Lender
NameRAMZAN DHANJI LIVING TRUST
TypeNon-Lending Institution
AddressSOUTHLAKE, TX 76092
Agreement
TypeNegative Amortization
AmountAmount Recorded
Term10 Months
DueMar 05, 2024

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateJan 11, 2023
Property Address328 W RIDGE RD, GARY, IN 46408-2757
Document Number0000001048
Map ReferenceMB 6 PG 50
Instrument DateJan 05, 2023
Instrument2023-501048
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2800 S RIVER RD STE 190, 190, DES PLAINES, IL 60018-6087

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,900 (+12.67%) Land $5,000 Building $11,900$16,900 (+12.67%) Land $5,000 Building $11,900
2024$598.00 (-56.13%)
2023$15,000 (-71.8%) Land $4,700 Building $10,300$15,000 (-71.8%) Land $4,700 Building $10,300
2022$1,363.00$53,200 Land $3,600 Building $49,600$53,200 Land $3,600 Building $49,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 738 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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