Caddo County property record for 328 W Main St, Binger, OK 73009
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1,518 sqft · built 2002 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jan 2020) |
| Tax Bill | $599 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Line of Credit Aug 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12891 |
| Primary APN | 12891 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,518 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Driveway | Driveway |
| Driveway Area | 324 sqft |
| Porch | Slab |
| Porch Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 12891 |
|---|---|
| Street Address | 328 W MAIN ST |
| City | BINGER |
| State | OK |
| Zip | 73009-5197 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LT 13-14& W/2 LT 15 BLK 27 BINGER OT |
| Legal Subdivision | BINGER OT |
| Legal Block | 27 |
| Legal Lot Number | 13-15 |
| Jurisdiction | CADDO OK |
| Township / Civil Division | BINGER-HINTON |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 161602 |
328 W Main St, a commercial property, is owned by an individual who acquired it in October 2024.
Source: Caddo County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1115 COMANCHE AVE, BINGER, OK 73009-6000 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2020 | Warranty Deed, Transfer · Line of Credit LEGACY BANK |
| Aug 6, 2018 | Warranty Deed, Transfer · Line of Credit LEGACY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on File |
| Deed Sale | Jan 14, 2020 · Amount on File |
| Prior Sale | Aug 6, 2018 · Amount on File |
| Deed Document Number | 2020202 |
| Deed Book / Page | 3152 / 437 |
| Last Transfer Date | Oct 16, 2024 |
| Transfer Doc | 0000006969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CADDO OK |
| Recording Date | Jan 14, 2020 |
| Property Address | 328 W MAIN ST, BINGER, OK 73009 |
| Document Number | 003152/437 |
| Book / Page | 3152 / 437 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 202000000202 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NOT AVAILABLE, CADDO COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 COMANCHE AVE, BINGER, OK 73009-6000 |
| Document Number | 0003152438 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 3152/438 |
| Name | LEGACY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CADDO OK |
| Recording Date | Aug 6, 2018 |
| Property Address | 328 W MAIN ST, BINGER, OK 73009 |
| Document Number | 003102/713 |
| Book / Page | 3102 / 713 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 201800006303 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 COMANCHE AVE, BINGER, OK 73009-6000 |
| Document Number | 201800006304 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 201800006304 |
| Name | LEGACY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 328 W Main St was $599.
Source: Caddo County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Caddo County |
| Municipality | Binger Town |
| Unified School District | Binger-Oney Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,057 (+5%) Land $722 Building $6,335 | $64,160 (+5%) Land $6,565 Building $57,595 | |
| 2025 | $599.00 | $6,721 (-5.06%) Land $722 Building $5,999 | $61,105 (-9.42%) Land $6,565 Building $54,540 |
| 2024 | $599.00 (+7.16%) | $7,079 (+5%) Land $722 Building $6,357 | $67,460 (+10.07%) Land $6,565 Building $60,895 |
| 2023 | $559.00 | $6,742 Land $722 Building $6,020 | $61,290 Land $6,565 Building $54,725 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 328 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 328 W Main St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 76% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BINGER PWA serves 708 people · EPA ID OK2000803 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hinton CATV Company Fiber | 1,000 / 500 |
| Nextlink Fixed Wireless | 100 / 20 |
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