328 W Crest Dr, Cincinnati, OH 45215 Property Records

Hamilton County property record for 328 W Crest Dr, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,232 sqft · built 1959
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Sep 2021)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671-0029-0042-00`

Property Details

APN / Parcel Number

Primary APN	`671-0029-0042-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	150 ft deep x 61.2 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	76 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	328 W CREST DR
City	CINCINNATI
State	OH
Zip	45215-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCREST DR 61.20 X 150 LOT 23 MORNING SIDE ACRESSUB BLK B
Legal Subdivision	MORNING SIDE ACRESSUB
Legal Block	B
Legal Lot Number	23
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	23210

Owner

328 W Crest Dr is owned and occupied by an individual who bought it in September 2021.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	328 W CREST DR, CINCINNATI, OH 45215-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Apr 24, 2006 · Amount on File
Deed Document Number	2021112501
Deed Book / Page	14504 / 2041
Prior Transfer Date	Dec 6, 2004
Prior Transfer Doc	0000255811
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 17, 2021
Property Address	328 W CREST DR, CINCINNATI, OH 45215-3510
Document Number	0000112501
Book / Page	14504 / 2041
Map Reference	MB 83 PG 33&34
Instrument Date	Aug 27, 2021
Instrument	2021-0112501
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 W CREST DR, CINCINNATI, OH 45215-3510

Mortgage

Document Number	0000112502
Date	Sep 17, 2021
Instrument	2021-0112502

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 328 W Crest Dr was $2,672, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (+2.38%)	$50,401 (+%) Land $13,682 Building $36,719	$144,000 Land $39,090 Building $104,910
2024	$2,610.00 (-1.47%)	$50,399 (-) Land $13,681 Building $36,718
2023	$2,649.00 (-19.56%)	$50,399 (+3.79%) Land $13,681 Building $36,718	$144,000 Land $39,090 Building $104,910
2022	$3,293.00 Homeowner's exemption	$48,559 Land $11,865 Building $36,694
2020			$138,740 Land $33,900 Building $104,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 W Crest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 W Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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