Oswego County and Oswego City property record for 328 W 3rd St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,229 sqft · built 1900 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Oct 2024) |
| Tax Bill | $2,131 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.23-05-14 |
| Primary APN | 351200 146.23-05-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| 1st Floor Area | 945 sqft |
| Upper Floors Area | 283 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 150 ft deep x 33.3 ft wide |
| Porch | Slab |
| Porch Area | 404 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3414 |
|---|---|
| Street Address | 328 W 3RD ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 5 |
| Legal Lot Number | 14.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21603 |
328 W 3rd St is owned by an individual who bought it in October 2024.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1031 COUNTY ROUTE 29, OSWEGO, NY 13126-5915 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on File |
| Deed Sale | Oct 1, 2024 · Amount on File |
| Prior Sale | Oct 2, 2019 |
| Deed Document Number | 2024R-2024-008462 |
| Prior Transfer Date | Nov 19, 2019 |
| Prior Transfer Doc | 0000010677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Mar 7, 2024 |
| Property Address | 328 W 3RD ST, OSWEGO, NY 13126-3918 |
| Document Number | 0000002028 |
| Instrument Date | Mar 6, 2024 |
| Instrument | R-2024-002028 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 W 3RD ST, OSWEGO, NY 13126-3918 |
| Name | Verified Name |
|---|---|
| Address | 4 RYANS WAY, OSWEGO, NY 13126-6688 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 20, 2019 |
| Property Address | 328 W 3RD ST, OSWEGO, NY 13126-3918 |
| Document Number | 0000010677 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 10677 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 W 3RD ST OSWEGO NY 131263918, OSWEGO, NY 13126-3918 |
The 2026 property tax bill for 328 W 3rd St was $2,131, up 4.1% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,131.00 (+4.05%) | ||
| 2025 | $2,048.00 | $115,000 Land $18,500 Building $96,500 | $115,000 Land $18,500 Building $96,500 |
| 2023 | $66,000 Land $12,100 Building $53,900 | $79,518 Land $14,578 Building $64,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 W 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 328 W 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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