328 Union St, Monroe, MI 48161 Property Records

Monroe County property record for 328 Union St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,655 sqft · built 1913
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Oct 2025)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-19-00359-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00359-000`
Alternative APN	`55 190 035 90`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,655 sqft Living Area
1st Floor Area	935 sqft
Basement Area	935 sqft
Unfinished Basement	935 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Terrain	Rolling
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	354 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	328 UNION ST
City	MONROE
State	MI
Zip	48161-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ILGENFRITZ PLAT LOT 9
Legal Subdivision	ILGEN FRITZ
Legal Lot Number	9
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2013
Census Tract	832100

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2816 TREMAINSVILLE RD, TOLEDO, OH 43613-2570
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Oct 17, 2025	Warranty Deed, Transfer LIBERTY TITLE, LIBERTY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Aug 28, 1996 · Amount on Record
Deed Document Number	202517143
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	328 UNION ST, MONROE, MI 48161-1638
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 UNION ST, MONROE, MI 48161-1638

Mortgage

Document Number	0000015159
Date	Oct 12, 2023
Instrument	2023R15159

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 17, 2025
Property Address	328 UNION ST, MONROE, MI 48161-1638
Document Number	0000017143
Map Reference	LB 1 PG 41
Instrument Date	Oct 15, 2025
Instrument	2025R17143
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LIBERTY TITLE, LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 UNION ST, MONROE, MI 48161-1638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2816 TREMAINSVILLE RD, TOLEDO, OH 43613-2570

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,900 (+8.31%) Land $76,900	$153,800 (+8.31%) Land $153,800
2025	$1,757.00 (+4.4%) Homeowner's exemption	$71,000 (+26.58%) Land $71,000	$142,000 (+26.58%) Land $142,000
2024	$1,683.00 (+9.36%)
2023	$1,539.00 Homeowner's exemption	$56,090	$112,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

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