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328 Summit Point Dr, Front Royal, VA 22630 Property Records

Warren County property record for 328 Summit Point Dr, Front Royal, VA 22630 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1999
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on File
Tax Bill$1,932 (2026)
Deeds & MortgagesJan 2023 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN39B-2-4

Property Details

APN / Parcel Number

Primary APN39B-2-4
Alternative APN
  • 23544

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area3,004 sqft
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Unfinished Basement1,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2011
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,106 sqft (0.76 acres)
TerrainBelow Road/Slope
Garage TypeBuilt-in
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area128 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number23544
Street Address328 SUMMIT POINT DR
CityFRONT ROYAL
StateVA
Zip22630-4806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 4 POINT-O-WOODS SH 2 AC PER PLAT DB 145-428
Legal SubdivisionPOINT-O-WOODS
Legal Lot Number4
JurisdictionWARREN VA
Township / Civil DivisionHAPPY CREEK
Census Block Group1
Census Block1025
Census Tract20602

Owner

Source: Warren County records · APN 39B-2-4

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address328 SUMMIT POINT DR, FRONT ROYAL, VA 22630-4806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address328 SUMMIT POINT DR, FRONT ROYAL, VA 22630-4806
Transaction TypeMortgage
Record UpdatedFeb 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 SUMMIT POINT DR, FRONT ROYAL, VA 22630-4806

Mortgage

Document Number0230000139
DateJan 10, 2023
Instrument230000139
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 27, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address328 SUMMIT POINT DR, FRONT ROYAL, VA 22630-4806
Transaction TypeMortgage
Record UpdatedFeb 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210000723
DateJan 25, 2021
Instrument210000723
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,932.00 (+18.82%)$339,600 (-) Land $40,300 Building $299,300
2025$1,626.00 (-46.34%)$339,600 (+12.08%) Land $40,300 Building $299,300$339,600 (+12.08%) Land $40,300 Building $299,300
2024$3,030.00$303,000 (-) Land $40,300 Building $262,700$303,000 (-) Land $40,300 Building $262,700
2023$303,000 Land $40,300 Building $262,700$303,000 Land $40,300 Building $262,700
2022$3,030.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511870206021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996)
Most Recent ClaimSep 1996, river or lake flooding, Hurricane Fran And Associated Severe Storm Cond
Claims By Storm
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 59% of Virginia
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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