Phillips County property record for 328 Stevens St, Saco, MT 59261
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,120 sqft · built 1915 |
| Lot Size | 0.357 acres (15,551 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $598 (2025) |
| APN | R118786 |
| Primary APN | R118786 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Attic | Attic |
| Attic Area | 144 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,551 sqft (0.357 acres) |
| Lot Dimensions | 135 ft deep x 74 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000381110 |
|---|---|
| Street Address | 328 STEVENS ST |
| City | SACO |
| State | MT |
| Zip | 59261-7726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SACO ORIGINAL TOWNSITE, S08, T31 N, R34 E, BLOCK 009, LOTS 1, 2 AND 3 |
| Legal Range | 34E |
| Legal Township | 31N |
| Legal Section | 08 |
| Legal Subdivision | SACO ORIGINAL TOWNSITE |
| Legal Block | 9 |
| Legal Lot Number | 1-3 |
| Jurisdiction | PHILLIPS MT |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4444 |
| Census Tract | 60200 |
Source: Phillips County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 231, SACO, MT 59261-0231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Phillips County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Phillips County |
| Municipality | Saco Town |
| Elementary School District | Saco Elementary School District (PK - 08) |
| Secondary School District | Saco High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,600 (-) | $61,600 (-) Land $1,682 Building $59,918 | |
| 2025 | $598.00 (-49.54%) | $61,600 (+9.22%) | $61,600 (+9.22%) Land $1,682 Building $59,918 |
| 2023 | $1,185.00 | $56,400 | $56,400 Land $6,053 Building $50,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1997–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SACO serves 180 people · EPA ID MT0000323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Nemont DSL · Fiber in parts of the area | 30 / 5 |
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