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328 Sterling Lake Dr, Ocoee, FL 34761 Property Records

Orange County property record for 328 Sterling Lake Dr, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,916 sqft · built 1992
Lot Size0.23 acres (10,022 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Aug 2023)
Tax Bill$5,591 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Mar 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN16-22-28-8039-00-480

Property Details

APN / Parcel Number

Primary APN16-22-28-8039-00-480
Alternative APNs
  • 282216803900480
  • 240780
  • 245618
  • 250190

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,916 sqft Living Area
Gross Area2,640 sqft
1st Floor Area906 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,022 sqft (0.23 acres)
Garage TypeAttached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchUnfinished Open Porch
Porch Area36 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address328 STERLING LAKE DR
CityOCOEE
StateFL
Zip34761-4015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD-LD
Legal DescriptionSILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 48
Legal Range28E
Legal Township22S
Legal Section16
Legal SubdivisionSILVER GLEN PH 1 VILLAGE 2
Legal Phase1
Legal Tract8039
Legal Lot Number48
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group3
Census Block3012
Census Tract15003

Owner

Source: Orange County records · APN 16-22-28-8039-00-480

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address328 STERLING LAKE DR, OCOEE, FL 34761-4015
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 09, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Sep 28, 2021Intrafamily Transfer, Transfer
MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGENCY OF OHIO
Aug 18, 2020Quit Claim Deed, Transfer · FHA Mortgage
FREEDOM MTG
Apr 03, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Prior SaleSep 28, 2021 · Amount on Record
Deed Document Number2023493215
Prior Transfer DateAug 23, 2021
Prior Transfer Doc0000590629
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 29, 2023
Property Address328 STERLING LAKE DR, OCOEE, FL 34761-4015
Document Number0000493215
Map ReferenceMB 25 PG 127&128
Instrument DateAug 24, 2023
Instrument20230493215
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7606 SILVER CROWN CT, ORLANDO, FL 32818-4790

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 STERLING LAKE DR, OCOEE, FL 34761-4015

Mortgage

Document Number0000493216
DateAug 29, 2023
Instrument20230493216
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address328 STERLING LAKE DR, OCOEE, FL 34761-4015
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000125521
DateMar 09, 2017
Instrument20170125521
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address328 STERLING LAKE DR, OCOEE, FL 34761-4015
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 STERLING LAKE DR, OCOEE, FL 34761-4015

Mortgage

Document Number0000580527
DateSep 23, 2021
Instrument20210580527
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateSep 28, 2021
Property Address328 STERLING LAKE DR, OCOEE, FL 34761-4015
Document Number0000590629
Map ReferenceMB 25 PG 127&128
Instrument DateAug 23, 2021
Instrument20210590629
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyMEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGENCY OF OHIO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 STERLING LAKE DR, OCOEE, FL 34761-4015

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateAug 18, 2020
Property Address328 STERLING LAKE DR, OCOEE, FL 34761-4015
Document Number0000435399
Instrument DateJun 06, 2020
Instrument435399
Transaction TypeTransfer
Record UpdatedSep 09, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address328 STERLING LAKE DR OCOEE FL 347614015, OCOEE, FL 34761-4015

Mortgage

Document Number435400
DateAug 18, 2020
Instrument435400
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateApr 03, 2019
Property Address328 STERLING LAKE DR, OCOEE, FL 34761-4015
Document Number0000200824
Instrument DateMar 16, 2019
Instrument200824
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$660.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address328 STERLING LAKE DR OCOEE FL 347614015, OCOEE, FL 34761-4015

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$336,220 (-0.47%) Land $90,000 Building $246,220$336,220 (-1.18%) Land $90,000 Building $246,220
2025$5,591.00 (+6.27%) Homeowner's exemption$337,821 (+65.24%)$340,230 (+18.29%) Land $90,000 Building $250,230
2024$5,261.00 (+63.49%)
2023$3,218.00 (+3.44%) Homeowner's exemption$204,444 (+3%)$287,619 (+19.28%) Land $90,000 Building $197,619
2022$3,111.00 Homeowner's exemption$198,489$241,137 Land $75,000 Building $166,137

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 50
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 146 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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