328 Stephens Ave, Umatilla, OR 97882 Property Records

Umatilla County property record for 328 Stephens Ave, Umatilla, OR 97882

Property Summary

Property TypeCommercial
Details2 bd · 1 ba · 1,080 sqft · built 1950
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual on Record
Last Sale$232,000 (Sep 2023)
Tax Bill$1,084 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5N2817CA02700

Property Details

APN / Parcel Number

Primary APN5N2817CA02700
Alternative APNs
  • 133298.00
  • 133298

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Gross Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1974
Exterior MaterialBrick Veneer
Roof TypeHip
Lot Area7,405 sqft (0.17 acres)
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemWood Furnace
Heating FuelWood

Location & Zoning

Account Number133298
Street Address328 STEPHENS AVE
CityUMATILLA
StateOR
Zip97882-9787
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeR3
Legal DescriptionCARELLE ADDITION BLOCK: F LOT: 9
Legal Range28
Legal Township05N
Legal Section17
Legal SubdivisionCARELLE ADDITION
Legal BlockF
Legal Lot Number9
JurisdictionUMATILLA OR
Township / Civil DivisionHERMISTON-UMATILLA
Census Block Group3
Census Block3001
Census Tract950900

Owner

Source: Umatilla County assessment roll, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address328 STEPHENS AVE, UMATILLA, OR 97882-9787
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Warranty Deed, Transfer · FHA Mortgage
NEIGHBORS BANK
Oct 3, 2019Warranty Deed, Transfer · Conventional Mortgage
RED CANOE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Prior SaleOct 3, 2019 · Amount on Record
Deed Document Number20236573
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateSep 21, 2023
Property Address328 STEPHENS AVE, UMATILLA, OR 97882-9787
Document Number20230006573
Instrument DateSep 20, 2023
Instrument2023-0006573
Transaction TypeTransfer
Record UpdatedOct 5, 2023
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 STEPHENS AVE, UMATILLA, OR 97882-9787

Mortgage

Document Number20230006574
DateSep 21, 2023
Instrument2023-0006574
Lender
NameNEIGHBORS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Mortgage

Document Number20230006575
DateSep 21, 2023
Instrument2023-0006575
Lender
NameNEIGHBORS BANK
TypeBank
AddressCOLUMBIA, MO 65202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2033
Interest
Change Frequency2 Years

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateOct 3, 2019
Property Address328 STEPHENS AVE, UMATILLA, OR 97882-9787
Document Number20196910660
Instrument DateOct 2, 2019
Instrument2019-6910660
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1804 CHERRY ST, UMATILLA, OR 97882-9755

Mortgage

Document Number20196910661
DateOct 3, 2019
Instrument2019-6910661
Lender
NameRED CANOE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2034

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateOregon
CountyUmatilla County
Unified School DistrictUmatilla School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,084.00 (+4.63%)$81,840 (+5.15%) Land $24,760 Building $57,080$228,460 (+3.5%) Land $110,750 Building $117,710
2023$1,036.00 (+8.14%)$77,830 (+2.99%) Land $23,340 Building $54,490$220,740 (+23.51%) Land $115,250 Building $105,490
2022$958.00$75,570$178,720 Land $89,500 Building $89,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Mountain Net
Fiber · Fixed Wireless · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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