328 Spurlane Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 328 Spurlane Cir, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,401 sqft · built 1991
Lot Size0.304 acres (13,242 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Nov 2022)
Tax Bill$3,976 (2025)
Deeds & MortgagesNov 2022 Sale
Sep 2019 Second Mortgage
+ 2 more
APN0607003000760

Property Details

APN / Parcel Number

Primary APN0607003000760

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,401 sqft Living Area
1st Floor Area1,192 sqft
AtticAttic
Attic Area348 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,242 sqft (0.304 acres)
Lot Dimensions141 ft deep x 85 ft wide
Garage TypeAttached
Garage Area348 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck AreaDeck Area
Patio Area240 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address328 SPURLANE CIR
CityCHESAPEAKE
StateVA
Zip23322-5465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description76 HERITAGE POINT PHASE II
Legal SubdivisionCHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3002
Census Tract21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address328 SPURLANE CIR, CHESAPEAKE, VA 23322-5465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Warranty Deed, Transfer
PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW
Sep 10, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Sep 10, 2019Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Apr 2, 2012Warranty Deed, Transfer · FHA Mortgage
FULTON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2022 · Amount on Record
Deed SaleNov 10, 2022 · Amount on Record
Prior SaleSep 10, 2019 · Amount on Record
Deed Document Number202233860
Deed Book / Page10617 / 125
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 10, 2022
Property Address328 SPURLANE CIR, CHESAPEAKE, VA 23322-5465
Document Number010617/125
Book / Page10617 / 125
Instrument DateNov 9, 2022
Instrument220033860
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 SPURLANE CIR, CHESAPEAKE, VA 23322-5465

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address328 SPURLANE CIR, CHESAPEAKE, VA 23322-5465
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyTITLE ALLIANCE GREENBRIER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10054/370
DateSep 10, 2019
Book Page10054/370
Instrument190024211
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 10, 2019
Property Address328 SPURLANE CIR, CHESAPEAKE, VA 23322-5465
Document Number10054/352
Book / Page10054 / 352
Instrument DateAug 27, 2019
Instrument190024209
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 SPURLANE CIR, CHESAPEAKE, VA 23322-5465

Mortgage

Document Number190024210
DateSep 10, 2019
Instrument190024210
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number010054/370
DateSep 10, 2019
Book Page10054/370
Instrument190024211
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

April 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 2, 2012
Property Address328 SPURLANE CIR, CHESAPEAKE, VA 23322-5465
Document Number8656/648
Book / Page8656 / 648
Instrument DateMar 28, 2012
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8656657
DateApr 2, 2012
Instrument8656/657
Lender
NameFULTON BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number008656/669
DateApr 2, 2012
Book Page8656/669
Lender
NameFULTON BANK NA
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$414,200 (+5.21%) Land $200,000 Building $214,200$414,200 (+5.21%) Land $200,000 Building $214,200
2025$3,976.00 (+41.95%)$393,700 (+12.61%) Land $190,000 Building $203,700$393,700 (+12.61%) Land $190,000 Building $203,700
2023$349,600 (+5.78%) Land $170,000 Building $179,600$349,600 (+5.78%) Land $170,000 Building $179,600
2022$330,500 Land $150,000 Building $180,500$330,500 Land $150,000 Building $180,500
2019$2,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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