328 Springhurst Dr, Berea, KY 40403 Property Records

Madison County property record for 328 Springhurst Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Tax Bill	$1,819 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0086-0007-0029`

Property Details

APN / Parcel Number

Primary APN	`0086-0007-0029`
Alternative APNs	`122464` `85427` `51990`

Exterior

Lot Area	47,045 sqft (1.08 acres)

Location & Zoning

Account Number	51990
Street Address	328 SPRINGHURST DR
City	BEREA
State	KY
Zip	40403-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HURST ESTATES LOT 29
Legal Subdivision	SPRING HURST
Legal Lot Number	29
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 SPRINGHURST DR, BEREA, KY 40403-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 6, 2019	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2019
Deed Sale	Feb 6, 2019
Deed Document Number	2013988071
Deed Book / Page	D00769 / 567
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	328 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01740/411
Date	May 3, 2017
Book Page	M01740/411
Instrument	2013958112

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	328 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M02010/42
Date	Jan 5, 2021
Book Page	M02010/42
Instrument	2014027002

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	328 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01915/346
Date	Jan 30, 2020
Book Page	M01915/346
Instrument	2014006405

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 6, 2019
Property Address	328 SPRINGHURST DR, BEREA, KY 40403-8741
Document Number	D00769/567
Book / Page	D00769 / 567
Map Reference	CAB 16 PG 157
Instrument Date	Feb 1, 2019
Instrument	2013988071
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$155.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2276 PAINFIELD RD, PAINT LICK, KY 40461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 SPRINGHURST DR, BEREA, KY 40403-8741

Mortgage

Document Number	2013988072
Date	Feb 6, 2019
Instrument	2013988072

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,819.00 (+21.02%) Additional exemption filed	$193,000 (+24.52%)	$193,000 (+24.52%)
2023	$1,503.00	$155,000	$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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