Davidson County property record for 328 Spinnaker Ct, Lexington, NC 27292
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,578 sqft · built 2004 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Dec 2021) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-040-D-000-0097 |
| Primary APN | 06-040-D-000-0097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,578 sqft Total Area |
| 1st Floor Area | 1,604 sqft |
| Upper Floors Area | 1,725 sqft |
| Attic | Attic |
| Attic Area | 504 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 439 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9258632 |
|---|---|
| Street Address | 328 SPINNAKER CT |
| City | LEXINGTON |
| State | NC |
| Zip | 27292-5088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | PB33-1&15 L97 BK2522-979 YACHTSMANS |
| Legal Subdivision | YACHTSMANS POINT PH 03 |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | COTTON GROVE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 61807 |
Source: Davidson County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 328 SPINNAKER CT, LEXINGTON, NC 27292-5088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 29, 2018 | Deed of Trust, Mortgage · VA Mortgage CASHCALL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on Record |
| Deed Sale | Dec 22, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2004 · Amount on Record |
| Deed Document Number | 202132619 |
| Deed Book / Page | 2522 / 979 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 328 SPINNAKER CT, LEXINGTON, NC 27292-5088 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0025822464 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 2582/2464 |
| Instrument | 2023000299 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, NC 27293 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Dec 22, 2021 |
| Property Address | 328 SPINNAKER CT, LEXINGTON, NC 27292-5088 |
| Document Number | 0025220979 |
| Book / Page | 2522 / 979 |
| Map Reference | MB 33 PG 15 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021000032619 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6385 CLUBSIDE DR, 6385, WHITSETT, NC 27377-9226 |
| Name | Verified Name |
|---|
| Document Number | 2021000032620 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021000032620 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 328 SPINNAKER CT, LEXINGTON, NC 27292-5088 |
| Document Number | 0023170436 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 328 SINNAKER CT LEXINGTON NC 27292, LEXINGTON, NC 27292 |
| Document Number | 0023170436 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 002317/000436 |
| Instrument | 11234 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2048 |
Source: Davidson County assessment roll, as of September 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 (-1.52%) | $381,980 (-) | $381,980 (-) Land $25,000 Building $356,980 |
| 2023 | $2,559.00 | $381,980 | $381,980 Land $25,000 Building $356,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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