328 Sand Pine Trl, Winter Haven, FL 33880 Property Records

Polk County property record for 328 Sand Pine Trl, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,012 sqft · built 1983
Lot Size	0.23 acres (9,997 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2021)
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354710-003150`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354710-003150`
Alternative APNs	`262825354710003150` `62825000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,012 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,997 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 79 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	500 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	328 SAND PINE TRL
City	WINTER HAVEN
State	FL
Zip	33880-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE THOMAS EST #1 PB 60 PG 4 BLK 3 LOT 15
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	LAKE THOMAS ESTATES UNIT 1
Legal Tract	354710
Legal Block	3
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1000
Census Tract	14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 SAND PINE TRL, WINTER HAVEN, FL 33880-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 6, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2021151422
Deed Book / Page	11754 / 2280
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 11, 2021
Property Address	328 SAND PINE TRL, WINTER HAVEN, FL 33880-1133
Document Number	0000151422
Book / Page	11754 / 2280
Map Reference	MB 60 PG 4
Instrument Date	Jun 4, 2021
Instrument	2021151422
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	SMART TITLE II LLC, SMART TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2629 RUTLEDGE CT, 2629, WINTER HAVEN, FL 33884-5229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 SAND PINE TRL, WINTER HAVEN, FL 33880-1133

Mortgage

Document Number	0117542282
Date	Jun 11, 2021
Instrument	11754/2282

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 6, 2018
Property Address	328 SAND PINE TRL, WINTER HAVEN, FL 33880-1133
Document Number	0105072215
Book / Page	010507 / 002215
Instrument Date	May 30, 2018
Instrument	120413
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$874.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2629 RUTLEDGE CT WINTER HAVEN FL 338845229, WINTER HAVEN, FL 33884-5229

Mortgage

Document Number	105072216
Date	Jun 6, 2018
Book Page	010507/002216
Instrument	120414

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Mortgage

Document Number	105072226,
Date	Jun 6, 2018
Book Page	010507/002226
Instrument	120415

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	BARTOW, FL 33830

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2023

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,689 (+2.7%)	$185,136 (-1.3%) Land $31,000 Building $154,136
2025	$1,490.00 (-23.79%) Homeowner's exemption	$155,491 (+5.99%)	$187,572 (+5.92%) Land $31,000 Building $156,572
2023	$1,955.00 (+4.83%) Homeowner's exemption	$146,708 (+3%)	$177,082 (+24.32%) Land $30,000 Building $147,082
2022	$1,865.00 Homeowner's exemption	$142,435 Land $25,000 Building $117,435	$142,435 Land $25,000 Building $117,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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