St. Johns County property record for 328 Saint Johns Golf Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,491 sqft · built 2003 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jun 2013) |
| Tax Bill | $9,330 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026432-0310 |
| Primary APN | 026432-0310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,491 sqft Living Area |
| Gross Area | 4,599 sqft |
| 1st Floor Area | 1,924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 184 sqft |
| Patio Area | 319 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 328 SAINT JOHNS GOLF DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42/35-42 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 1 LOT 31 OR3753/1177 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 20 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20908 |
328 Saint Johns Golf Dr is owned and occupied by two individuals who bought it in June 2013.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2013 · Amount on File |
| Deed Sale | Jun 27, 2013 · Amount on File |
| Prior Sale | Aug 18, 2003 · Amount on File |
| Deed Document Number | 201343092 |
| Deed Book / Page | 3753 / 1177 |
| Prior Transfer Date | Apr 16, 2010 |
| Prior Transfer Doc | 0033131589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 328 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1054 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 328 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1054 |
| Document Number | 0058160850 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 5816/850 |
| Instrument | 2023068198 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 328 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1054 |
| Document Number | 0049461011 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 328 SAINT JOHNS GOLF DR ST AUGUSTINE FL 320921054, ST AUGUSTINE, FL 32092-1054 |
| Document Number | 0049461011 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 004946/001011 |
| Instrument | 38748 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 19, 2035 |
The 2025 property tax bill for 328 Saint Johns Golf Dr was $9,330 with a homeowner's exemption, up 9.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,970 (+2.7%) | $711,885 (-2.46%) Land $154,000 Building $557,885 | |
| 2025 | $9,330.00 (+9.35%) Homeowner's exemption | $525,774 (+2.9%) | $729,843 (+7.71%) Land $154,000 Building $575,843 |
| 2024 | $8,532.00 (+2.23%) Homeowner's exemption | $510,956 (+3%) | $677,588 (+2.97%) Land $145,000 Building $532,588 |
| 2023 | $8,346.00 (+24.92%) Homeowner's exemption | $496,074 (+31.08%) | $658,075 (+27.89%) Land $145,000 Building $513,075 |
| 2022 | $6,681.00 Homeowner's exemption | $378,449 | $514,561 Land $123,200 Building $391,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 Saint Johns Golf Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Saint Johns Golf Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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