328 S St, Merced, CA 95341 Property Records

Merced County property record for 328 S St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,651 sqft · built 1948
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jun 1998)
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2016 Loan Modification
Flood Zone	Zone AO (high risk)
APN	`032-253-001-000`

Property Details

APN / Parcel Number

Primary APN	`032-253-001-000`
Alternative APN	`032-253-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area
1st Floor Area	1,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032-253-001
Street Address	328 S ST
City	MERCED
State	CA
Zip	95341-6743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED LOT 8 BLK 407 ETC
Legal Subdivision	MERCED
Legal Block	407
Legal Lot Number	8
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2007
Census Tract	1503

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 S ST, MERCED, CA 95341-6743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Nov 15, 2016	Loan Modification, Mortgage · Conventional Mortgage MERIWEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1998 · Amount on Record
Deed Sale	Jun 15, 1998 · Amount on Record
Deed Document Number	199820971
Deed Book / Page	3733 / 976
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	328 S ST, MERCED, CA 95341-6743
Document Number	0000021895
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 S ST MERCED CA 953416743, MERCED, CA 95341-6743

Mortgage

Document Number	0000021895
Date	Jul 11, 2017
Instrument	21895

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Property Address	328 S ST, MERCED, CA 95341-6743
Document Number	0000007545
Instrument Date	Nov 15, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 S ST MERCED CA 953416743, MERCED, CA 95341-6743

Mortgage

Document Number	0000007545
Date	Mar 7, 2017
Instrument	7545

Lender

Name	MERIWEST MTG
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Mar 6, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$122,833 (+2%) Land $40,704 Building $82,129
2025	$1,360.00 (+7.09%)	$120,425 (+4.04%) Land $39,906 Building $80,519
2023	$1,270.00 (+1.44%)	$115,751 Land $38,357 Building $77,394
2022	$1,252.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 65 policies
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2005)
Most Recent Claim	Mar 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks.

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