328 S Main St, Ridgeway, OH 43345 Property Records

Logan County property record for 328 S Main St, Ridgeway, OH 43345

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,555 sqft · built 2000
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2025)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Oct 2018 Construction Loan Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000940-7`

Property Details

APN / Parcel Number

Primary APN	`000940-7`
Alternative APN	`06-027-05-08-009-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000940-7
Street Address	328 S MAIN ST
City	RIDGEWAY
State	OH
Zip	43345-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0006 OUTLOT 31 PT
Legal Subdivision	VILLAGE/RIDGEWAY
Legal Lot Number	31
Jurisdiction	LOGAN OH
Township / Civil Division	BOKESCREEK
Census Block Group	2
Census Block	2025
Census Tract	3800

Owner

328 S Main St is owned and occupied by an individual who bought it in December 2025.

Source: Logan County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	328 S MAIN ST, RIDGEWAY, OH 43345-9516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Nov 19, 2007 · Amount on File
Deed Document Number	20256981
Deed Book / Page	1430 / 4389
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OH
Property Address	328 S MAIN ST, RIDGEWAY, OH 43345-9516
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 S MAIN ST, RIDGEWAY, OH 43345-9516

Mortgage

Document Number	001317/775
Date	Oct 9, 2018
Book Page	1317/775
Instrument	201800005746

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 18, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OH
Property Address	328 S MAIN ST, RIDGEWAY, OH 43345-9516
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01393/5848
Date	Dec 16, 2020
Book Page	1393/5848
Instrument	202000008813

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OH
Property Address	328 S MAIN ST, RIDGEWAY, OH 43345-9516
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 S MAIN ST, RIDGEWAY, OH 43345-9516

Mortgage

Document Number	01415/4085
Date	Sep 25, 2023
Book Page	1415/4085
Instrument	202300004639

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN OH
Recording Date	Dec 17, 2025
Property Address	328 S MAIN ST, RIDGEWAY, OH 43345-9516
Document Number	01430/4389
Book / Page	1430 / 4389
Instrument Date	Dec 17, 2025
Instrument	202500006981
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 S MAIN ST, RIDGEWAY, OH 43345-9516

Mortgage

Document Number	202500006982
Date	Dec 17, 2025
Instrument	202500006982

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 328 S Main St was $1,621 with a homeowner's exemption, up 2.1% from the year before.

Source: Logan County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Logan County
County Subdivision	Bokescreek Township
Municipality	Ridgeway Village
Unified School District	Ridgemont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00 (+2.08%) Homeowner's exemption	$49,500 (+16.61%) Land $5,780 Building $43,720	$141,400 Land $16,500 Building $124,900
2024	$1,588.00 Homeowner's exemption	$42,450 (-) Land $5,040 Building $37,410
2023	$1,588.00 (-12.02%) Homeowner's exemption	$42,450 (+19.98%) Land $5,040 Building $37,410	$121,290 (-) Land $14,400 Building $106,890
2022	$1,805.00 Homeowner's exemption	$35,380 Land $4,200 Building $31,180	$121,290 Land $14,400 Building $106,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Byhalia.net Fixed Wireless	100 / 25

May also be available: Speedwavz.

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