328 S Madison St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 328 S Madison St, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,864 sqft · built 2024
Lot Size	0.516 acres (22,500 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2022)
Tax Bill	$6,882 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2010 Line of Credit + 2 more
APN	`106-006-6095`

Property Details

APN / Parcel Number

Primary APN	`106-006-6095`
Alternative APN	`18116`

Interior

Building Area	2,864 sqft Living Area

Exterior

Year Built	Built 2024
Lot Area	22,500 sqft
Lot Dimensions	150 ft deep x 150 ft wide

Location & Zoning

Old Parcel Number	106-006-6095
Street Address	328 S MADISON ST
City	COVINGTON
State	LA
Zip	70433-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW COVINGTON SQ 1801 LT1 PT2
Legal Subdivision	PREMIUM NC 18TH-20TH
Legal Lot Number	1-2
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	3
Census Block	3029
Census Tract	40501

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	328 S MADISON ST, COVINGTON, LA 70433-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOME BANK NA
Nov 16, 2010	Deed of Trust, Mortgage · Line of Credit NOT AVAILABLE
Nov 17, 2022	Cash Sale Deed, Transfer ALLEGIANCE TITLE AND LAND SERVICES L, ALLEGIANCE TITLE & LAND SERV
Apr 24, 2019	Cash Sale Deed, Transfer TOP TIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	2353587
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	328 S MADISON ST, COVINGTON, LA 70433-3142
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002358535
Date	Jan 6, 2023
Instrument	2358535

Lender

Name	HOME BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	328 S MADISON ST, COVINGTON, LA 70433-3142
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001792104
Date	Nov 16, 2010
Instrument	1792104

Lender

Name	NOT AVAILABLE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 17, 2022
Property Address	328 S MADISON ST, COVINGTON, LA 70433-3142
Document Number	0002353587
Instrument Date	Nov 15, 2022
Instrument	2353587
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ALLEGIANCE TITLE AND LAND SERVICES L, ALLEGIANCE TITLE & LAND SERV

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1805, COVINGTON, LA 70434-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1805, COVINGTON, LA 70434-1805

April 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 24, 2019
Property Address	328 S MADISON ST, COVINGTON, LA 70433-3142
Document Number	0002154324
Instrument Date	Apr 22, 2019
Instrument	2154324
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TOP TIER TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78340 TWIN OAKS LN, FOLSOM, LA 70437-7672

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,882.00 (+213.82%) Homeowner's exemption	$71,500 (+257.5%) Land $20,000 Building $51,500	$715,002 (+257.5%) Land $200,000 Building $515,002
2024	$2,193.00 (+105.92%)	$20,000 (+122.22%) Land $20,000	$200,000 (+122.22%) Land $200,000
2023	$1,065.00	$9,000 (-) Land $9,000	$90,000 (+5%) Land $90,000
2022	$1,065.00	$9,000 Land $9,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 50% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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