328 S 10th St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 328 S 10th St, Mount Vernon, IL 62864

Property Summary

Property Type	Commercial
Lot Size	0.122 acres (5,350 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2021)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-29-365-005`

Property Details

APN / Parcel Number

Primary APN	`07-29-365-005`

Exterior

Lot Area	5,350 sqft (0.122 acres)

Location & Zoning

Street Address	328 S 10TH ST
City	MOUNT VERNON
State	IL
Zip	62864-4228
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	STORM SURVEY LOT 14 BLK 3
Legal Subdivision	STORMS SURVEY
Legal Block	3
Legal Lot Number	14
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2063
Census Tract	51000

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17897 E LIBERTY RD, MOUNT VERNON, IL 62864-7496
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Deed of Trust, Mortgage PEOPLES NATIONAL BANK
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATL BK SANDOVA
Dec 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	20216119
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	328 S 10TH ST, MOUNT VERNON, IL 62864-4228
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802937
Date	Jun 21, 2018
Instrument	201802937

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	328 S 10TH ST, MOUNT VERNON, IL 62864-4228
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201042
Date	Mar 11, 2022
Instrument	202201042

Lender

Name	FIRST NATL BK SANDOVA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Dec 16, 2021
Property Address	328 S 10TH ST, MOUNT VERNON, IL 62864-4228
Document Number	0202106119
Instrument Date	Dec 16, 2021
Instrument	202106119
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15397 E LYNCHBERG RD, MOUNT VERNON, IL 62864-7401

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (+0.94%)	$29,207 (+33.37%) Land $8,246 Building $20,961	$87,621 (+33.37%) Land $24,738 Building $62,883
2024	$2,347.00 (+15.79%)
2022		$21,900 Land $6,183 Building $15,717	$65,700 Land $18,549 Building $47,151
2021	$2,027.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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