Polk County property record for 328 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,881 sqft Living Area |
| Lot Size | 10,332 sqft (0.237 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $182,500 (2004) |
| Tax Bill | $3,224.00 (2025) |
| Primary APN | 27-29-07-855608-002140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,881 sqft Living Area |
| Gross Area | 2,548 sqft Gross Area |
| 1st Floor | 1,881 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,332 sqft (0.237 acres) |
| Garage Type | Attached Garage |
| Garage Area | 667 sqft Garage |
| Patio Area | 49 sqft Patio |
| Porch Area | 464 sqft Porch |
| Street Address | 328 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE SIX PB112 PG 49-50 LOT 214 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE 6 |
| Legal Phase | 6 |
| Legal Tract | 855608 |
| Legal Block | 1 |
| Legal Lot Number | 214 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-855608-002140
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage RP FNDG |
| Jul 18, 2017 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on Record |
| Deed Sale | Jun 15, 2004 · Amount on Record |
| Prior Sale | Dec 01, 1999 · Amount on Record |
| Deed Doc Number | 2004120004 |
| Deed Book / Page | 5815 / 568 |
| Last Transfer Date | Oct 03, 2019 |
| Transfer Doc | 0000237796 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 08, 2019 |
| Property Address | 328 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Document Number | 0110350565 |
| Book / Page | 011035 / 000565 |
| Instrument Date | Oct 03, 2019 |
| Instrument | 237796 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 RUBY LAKE LN WINTER HAVEN FL 338843212, WINTER HAVEN, FL 33884-3212 |
| Document Number | 110350567 |
|---|---|
| Date | Nov 08, 2019 |
| Book Page | 011035/000567 |
| Instrument | 237797 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 328 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Document Number | 0102121230 |
| Book / Page | 010212 / 001230 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 328 RUBY LAKE LN WINTER HAVEN FL 338843212, WINTER HAVEN, FL 33884-3212 |
| Document Number | 0102121230 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 010212/001230 |
| Instrument | 140257 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 23, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 (+30.47%) Homeowner's exemption | $215,911 (+24.32%) | $345,886 (+10.89%) Land $76,000 Building $269,886 |
| 2023 | $2,471.00 (+3.22%) Homeowner's exemption | $173,676 (+3%) | $311,924 (+16.18%) Land $74,000 Building $237,924 |
| 2022 | $2,394.00 Homeowner's exemption | $168,617 | $268,484 Land $62,000 Building $206,484 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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