328 River Rd, Lincoln, RI 02865 Property Records

Lincoln Town property record for 328 River Rd, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1953
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Oct 2017)
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Oct 2020 Refinance Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-45883-28`

Property Details

APN / Parcel Number

Primary APN	`2-45883-28`
Alternative APN	`LINC M:14 L:078.0 U`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,459 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,670 sqft (0.222 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2-45883-28
Street Address	328 RIVER RD
City	LINCOLN
State	RI
Zip	02865-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL9
Legal Lot Number	78.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3009
Census Tract	11701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Blackstone Canal listed 1971 · 1 contributing resources · NRIS 71000030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

328 River Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	328 RIVER RD, LINCOLN, RI 02865-2324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Oct 12, 2017	Warranty Deed, Transfer HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Prior Sale	Dec 13, 2013 · Amount on File
Deed Book / Page	2082 / 135
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	328 RIVER RD, LINCOLN, RI 02865-2324
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002279-127
Date	Oct 15, 2020
Book Page	2279/127
Instrument	20200000004120

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Oct 12, 2017
Property Address	328 RIVER RD, LINCOLN, RI 02865-2324
Document Number	002082-135
Book / Page	2082 / 135
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020820137
Date	Oct 12, 2017
Instrument	02082/0137

Lender

Name	HOME POINT FINL CORP

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 328 River Rd was $5,385.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,385.00	$398,300 Land $173,100 Building $225,200	$421,589
2023	$4,865.00	$295,000 Land $121,200 Building $173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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