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328 Ramey Rd, Franklin, NC 28734 Property Records

Macon County property record for 328 Ramey Rd, Franklin, NC 28734 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,264 sqft · built 1982
Lot Size0.85 acres (37,026 sqft)
OwnerCompany Name on File
Last Sale$402,000 (Feb 2024)
Tax Bill$775 (2023)
Deeds & MortgagesFeb 2024 Sale
Jan 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN6585444492

Property Details

APN / Parcel Number

Primary APN6585444492
Alternative APNs
  • 136537
  • 156990

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,264 sqft Heated Area
1st Floor Area1,264 sqft 1st Floor
Basement Area1,264 sqft Basement
Unfinished Basement1,264 sqft Unfinished
Stories1 Story

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area37,026 sqft (0.85 acres)
Deck Area696 sqft Deck
Patio Area416 sqft Patio
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number156990
Street Address328 RAMEY RD
CityFRANKLIN
StateNC
Zip28734-7465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMEY RD
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1013
Census Tract970302

Owner

Source: Macon County records · APN 6585444492

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address111 OLD POSTERN RD, SUMMERVILLE, SC 29483-3770
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Warranty Deed, Transfer
Jan 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 10, 2017Deed of Trust, Mortgage · Line of Credit
NANTAHALA BANK & TRUST COMPANY
May 21, 2018Deed of Trust, Mortgage · Line of Credit
NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2024 · Amount on Record
Deed SaleFeb 26, 2024 · Amount on Record
Deed Document Number20241002
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateFeb 26, 2024
Property Address328 RAMEY RD, FRANKLIN, NC 28734-7465
Document Number00Z42/1217
Book / PageZ-42 / 1217
Map ReferenceCARD 8637
Instrument DateFeb 16, 2024
Instrument2024001002
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

AmountAmount Recorded
Tax$804.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 OLD POSTERN RD, SUMMERVILLE, SC 29483-3770

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address328 RAMEY RD, FRANKLIN, NC 28734-7465
Transaction TypeMortgage
Record UpdatedFeb 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 RAMEY RD, FRANKLIN, NC 28734-7465

Mortgage

Document Number00I42/1207
DateJan 23, 2023
Book PageI-42/1207
Instrument2023000389
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2038

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address328 RAMEY RD, FRANKLIN, NC 28734-7465
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA38/1775
DateJul 10, 2017
Book PageA-38/1775
Instrument2017004450
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 01, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address328 RAMEY RD, FRANKLIN, NC 28734-7465
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberP38/0365
DateMay 21, 2018
Book PageP-38/0365
Instrument2018003357
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 16, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$351,220 (+69.67%) Land $30,770 Building $320,450$351,220 (+69.67%) Land $30,770 Building $320,450
2023$775.00$207,000 Land $30,770 Building $176,230$207,000 Land $30,770 Building $176,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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