Flathead County property record for 328 Pine Bench, Columbia Falls, MT 59912
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2002 |
| Lot Size | 7.21 acres (314,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,550 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0743217 |
| Primary APN | R0743217 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 314,068 sqft (7.21 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Terrain | Below Road/Slope |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 290 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000004773 |
|---|---|
| Street Address | 328 PINE BENCH |
| City | COLUMBIA FALLS |
| State | MT |
| Zip | 59912-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S18, T29 N, R20 W, ACRES 7.21, COS 15611-2, TR 1ABA IN NE4NW4, ASSR #0000004773 |
| Legal Range | 20W |
| Legal Township | 29N |
| Legal Section | 18 |
| Legal Subdivision | CERTIFICATE OF SURVEY #15611 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | BAD ROCK-COLUMBIA HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 602 |
328 Pine Bench is owned and occupied by two individuals who acquired it in September 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 PINE BENCH, COLUMBIA FALLS, MT 59912-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 |
| Deed Sale | Sep 30, 2015 |
| Prior Sale | Sep 29, 2005 |
| Deed Document Number | 201522925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 20, 2026 |
| Property Address | 328 PINE BENCH, COLUMBIA FALLS, MT 59912-9343 |
| Document Number | 0000014555 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202614555 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 328 PINE BENCH, COLUMBIA FALLS, MT 59912-9343 |
| Document Number | 0000014555, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202614555 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.47% |
| Initial Type | Balloon |
| Max Rate | -1% |
The 2026 property tax bill for 328 Pine Bench was $3,550, down 4.6% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Deer Park Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,550.00 (-4.57%) | $1,080,200 (-) | |
| 2025 | $3,720.00 | $1,080,200 | $1,080,200 Land $506,374 Building $573,826 |
| 2023 | $4,347.00 | $683,000 | $683,000 Land $319,314 Building $363,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 Pine Bench in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1997–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2021 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Pine Bench is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MontanaSky Networks Fiber | 1,000 / 1,000 |
May also be available: Bullitt Communications, Verizon.
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