328 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 328 Phelps St, Sterling, CO 80751

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1909
Lot Size0.139 acres (6,055 sqft)
OwnerIndividual Name on Record
Last Sale$78,000 (Apr 2016)
Tax Bill$695 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone AE (high risk)
APN38052532214012

Property Details

APN / Parcel Number

Primary APN38052532214012
Alternative APN
  • 3587000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Heated Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1933
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area6,055 sqft (0.139 acres)
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number3587000
Street Address328 PHELPS ST
CitySTERLING
StateCO
Zip80751-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 18-19 BLK 30 B&M ADDN STERLING
Legal Range52W
Legal Township08N
Legal Section32
Legal SubdivisionB&M ADDN
Legal Block30
Legal Lot Number18-19
JurisdictionLOGAN CO
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2010
Census Tract966300

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address328 PHELPS ST, STERLING, CO 80751-3941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2016 · Amount on Record
Deed SaleApr 18, 2016 · Amount on Record
Prior SaleSep 8, 2006 · Amount on Record
Deed Document Number2016728582
Deed Book / Page1016 / 755
Prior Transfer DateDec 10, 2014
Prior Transfer Doc0000722535
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOGAN CO
Property Address328 PHELPS ST, STERLING, CO 80751-3941
Transaction TypeMortgage
Record UpdatedMay 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000754766
DateApr 14, 2021
Book Page1042/949
Instrument754766
Lender
NameBANK OF COLORADO
TypeBank
AddressJOHNSTOWN, CO 80534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLogan County
MunicipalitySterling City
Unified School DistrictValley School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$695.00 (+39.28%)$8,292 (-90.49%)$132,672 (+52.2%) Land $30,365 Building $102,307
2023$87,170 (+1,338.45%) Land $24,290 Building $62,880$87,170 (-) Land $24,290 Building $62,880
2022$499.00$6,060 Land $1,690 Building $4,370$87,170 Land $24,290 Building $62,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1997)
Most Recent ClaimJul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims by Event
  • Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING
serves 15,100 people · EPA ID CO0138045
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Kentec Communications
Fiber
1,000 / 1,000
ElektraFi
Fixed Wireless
400 / 80
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Vistabeam.

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