Schenectady County and Schenectady City property record for 328 Perry St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,965 sqft · built 1910 |
| Lot Size | 0.239 acres (10,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Feb 2021) |
| Tax Bill | $5,915 (2026) |
| Deeds & Mortgages | Jun 2017 Line of Credit May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-3-46 |
| Primary APN | 421500 48.58-3-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 1,007 sqft |
| 2nd Floor Area | 958 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,440 sqft (0.239 acres) |
| Lot Dimensions | 116 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 449 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 328 PERRY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 134 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 46.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 328 PERRY ST, SCHENECTADY, NY 12306-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| May 12, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on Record |
| Deed Sale | Feb 10, 2021 · Amount on Record |
| Prior Sale | May 30, 2002 · Amount on Record |
| Deed Document Number | 20215480 |
| Deed Book / Page | 2051 / 963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 328 PERRY ST, SCHENECTADY, NY 12306-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024469 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 4763/929 |
| Instrument | 201724469 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 328 PERRY ST, SCHENECTADY, NY 12306-3106 |
| Document Number | 0000015080 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 328 PERRY ST SCHENECTADY NY 123063106, SCHENECTADY, NY 12306-3106 |
| Document Number | 0000015080 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 004991/000611 |
| Instrument | 15080 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,915.00 (+3.03%) Homeowner's exemption | ||
| 2025 | $5,741.00 (+7.41%) | $126,200 (-) Land $22,000 Building $104,200 | $208,975 (+30.82%) Land $36,430 Building $172,545 |
| 2023 | $126,200 (-) Land $22,000 Building $104,200 | $159,747 (+3.8%) Land $27,848 Building $131,899 | |
| 2022 | $126,200 Land $22,000 Building $104,200 | $153,902 Land $26,829 Building $127,073 | |
| 2021 | $5,345.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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