328 Orchard St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 328 Orchard St, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2021)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOON M:5C L:195 U:1`

Property Details

APN / Parcel Number

Primary APN	`WOON M:5C L:195 U:1`
Alternative APN	`2438490`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,036 sqft
Basement Area	968 sqft
Finished Basement	484 sqft
Unfinished Basement	484 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2438490
Street Address	328 ORCHARD ST
City	WOONSOCKET
State	RI
Zip	02895-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	195
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2007
Census Tract	17500

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 ORCHARD ST, WOONSOCKET, RI 02895-6249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit NAVIGANT CU
Feb 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	2021213400
Deed Book / Page	2611 / 282
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Apr 5, 2021
Property Address	328 ORCHARD ST, WOONSOCKET, RI 02895-6249
Document Number	2611-282
Book / Page	2611 / 282
Instrument Date	Mar 26, 2021
Instrument	213400
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 ORCHARD ST, WOONSOCKET, RI 02895-6249

Mortgage

Document Number	213401
Date	Apr 5, 2021
Instrument	213401

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	328 ORCHARD ST, WOONSOCKET, RI 02895-6249
Document Number	2383-278
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 ORCHARD ST WOONSOCKET RI 028956249, WOONSOCKET, RI 02895-6249

Mortgage

Document Number	2383-278
Date	Aug 28, 2018
Book Page	002383/000278
Instrument	196626

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	328 ORCHARD ST, WOONSOCKET, RI 02895-6249
Document Number	2272-297
Book / Page	002272 / 000297
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 ORCHARD ST WOONSOCKET RI 028956249, WOONSOCKET, RI 02895-6249

Mortgage

Document Number	2272-297
Date	Mar 17, 2017
Book Page	002272/000297
Instrument	187559

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,121.00 (+0.54%)	$367,000 (+25.17%) Land $108,000 Building $259,000	$406,122
2023	$4,099.00	$293,200 (-) Land $95,800 Building $197,400
2022	$4,099.00	$293,200 Land $95,800 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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