328 Olive St, Elyria, OH 44035 Property Records

Lorain County property record for 328 Olive St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	1,360 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2025)
Tax Bill	$2,712.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-018-102-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,360 sqft Living Area
1st Floor	840 sqft 1st Floor
2nd Floor	520 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	7,841 sqft (0.18 acres)
Depth X Width	135 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	252 sqft Garage
Porch	Open Porch
Porch Area	140 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	328 OLIVE ST
City	ELYRIA
State	OH
Zip	44035-4020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW CENTER SUB 60 X 135
Legal Subdivision	NEW CENTER SUB
Legal Tract	25
Legal Block	102
Legal Lot Number	35-36
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2003
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-018-102-019

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	328 OLIVE ST, ELYRIA, OH 44035-4020
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2025 · Amount on Record
Deed Sale	May 02, 2025 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Doc Number	2025-0051177
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 10, 2021
Property Address	328 OLIVE ST, ELYRIA, OH 44035-4020
Document Number	20210816877
Map Reference	VOL 7 PG 49
Instrument Date	May 07, 2021
Instrument	2021-0816877
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 OLIVE ST, ELYRIA, OH 44035-4020

Mortgage

Document Number	20210816878
Date	May 10, 2021
Instrument	2021-0816878

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,712.00	$54,360 (%) Land $13,320 Building $41,040	$155,320 (-) Land $38,060 Building $117,260
2024	$2,712.00 (+93.44%)	$54,362 (+122.74%) Land $13,321 Building $41,041	$155,320 (+122.74%) Land $38,060 Building $117,260
2023	$1,402.00 (+2.11%)	$24,406 (-0.02%) Land $9,475 Building $14,931	$69,730 (-) Land $27,070 Building $42,660
2022	$1,373.00	$24,410 Land $9,480 Building $14,930
2021			$69,730 Land $27,070 Building $42,660

Flood & Wildfire

328 Olive St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.