Horry County property record for 328 Ocean Commons Dr, Myrtle Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 2020 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (Nov 2020) |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-06-04-0109 |
| Primary APN | 459-06-04-0109 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 328 OCEAN COMMONS DR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29575-5533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RETREAT @ OCEAN COMMONS PH 3; LOT 91 |
| Legal Subdivision | RETREAT @ OCEAN COMMONS PH 3 |
| Legal Lot Number | 91 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
Source: Horry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 328 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5533 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK |
| Nov 17, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Deed Book / Page | 4363 / 110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jun 3, 2026 |
| Property Address | 328 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5533 |
| Document Number | 7047000086 |
| Book / Page | 7047 / 86 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 328 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5533 |
| Document Number | 7047000086, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 7047/86 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 17, 2020 |
| Property Address | 328 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533 |
| Document Number | 4363/0110 |
| Book / Page | 004363 / 000110 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $914.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1237 RUSSELL RD WESTFIELD MA 010852117, WESTFIELD, MA 01085-2117 |
| Document Number | 6295/2809 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 006295/002809 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125.00 (-67.75%) | ||
| 2024 | $3,488.00 (+6.76%) | $22,106 (+50.38%) Land $7,500 Building $14,606 | $368,430 (+50.38%) Land $125,000 Building $243,430 |
| 2023 | $3,267.00 (+1.59%) | $14,700 (-) Land $2,750 Building $11,950 | $245,000 (-) Land $45,800 Building $199,200 |
| 2021 | $3,216.00 | $14,700 Land $2,748 Building $11,952 | $245,000 Land $45,800 Building $199,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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