328 Oak St, Napoleon, OH 43545 Property Records

Henry County property record for 328 Oak St, Napoleon, OH 43545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1954
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Nov 2021)
Tax Bill	$823 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Sale & Mortgage
APN	`41-240044.0000`

Property Details

APN / Parcel Number

Primary APN	`41-240044.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	164 ft deep x 72 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	328 OAK ST
City	NAPOLEON
State	OH
Zip	43545-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW COR N 1/2 NE (W 72.5'X163.68')
Legal Range	06E
Legal Township	05N
Legal Section	24
Jurisdiction	HENRY OH
Township / Civil Division	NAPOLEON
Census Block Group	3
Census Block	3004
Census Tract	700

Owner

328 Oak St is owned and occupied by an individual who bought it in November 2021.

Source: Henry County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	328 OAK ST, NAPOLEON, OH 43545-1932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Deed Document Number	20214802
Deed Book / Page	326 / 397
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	328 OAK ST, NAPOLEON, OH 43545-1932
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 OAK ST, NAPOLEON, OH 43545-1932

Mortgage

Document Number	00327/1865
Date	Mar 8, 2022
Book Page	327/1865
Instrument	202200000828

Lender

Name	PREMIER BANK
Type	Bank
Address	NAPOLEON, OH 43545

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY OH
Recording Date	Nov 16, 2021
Property Address	328 OAK ST, NAPOLEON, OH 43545-1932
Document Number	326/397
Book / Page	326 / 397
Instrument Date	Sep 14, 2021
Instrument	202100004802
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	BARRISTERS OF OHIO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 OAK ST, NAPOLEON, OH 43545-1932

Mortgage

Document Number	202100004803
Date	Nov 16, 2021
Instrument	202100004803

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 328 Oak St was $823 with a homeowner's exemption, down 1.8% from the year before.

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Napoleon Township
Municipality	Napoleon City
Unified School District	Napoleon Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00 (-1.79%)	$30,040 (-) Land $7,560 Building $22,480
2024	$838.00 (+8.83%) Homeowner's exemption	$30,040 (-) Land $7,560 Building $22,480
2023	$770.00 (+8.3%) Homeowner's exemption	$30,040 (-39.09%) Land $7,560 Building $22,480	$85,830 Land $21,610 Building $64,220
2022	$711.00 Homeowner's exemption	$49,320 Land $12,520 Building $36,800
2020			$140,900 Land $35,780 Building $105,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 328 Oak St; there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1994)
Most Recent Claim	Jan 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPOLEON CITY serves 8,858 people · EPA ID OH3500811
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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