328 Oak Bluff Rd, Kinston, NC 28504 Property Records

Lenoir County property record for 328 Oak Bluff Rd, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,989 sqft · built 1999
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Trust Names on File
Last Sale	$650,000 (Mar 2026)
Tax Bill	$4,424 (2026)
Deeds & Mortgages	Mar 2026 Sale Sep 2025 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`359300289056`

Property Details

APN / Parcel Number

Primary APN	`359300289056`
Alternative APN	`29198`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,989 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Other
Lot Area	151,153 sqft (3.47 acres)
Lot Dimensions	530 ft deep x 277 ft wide
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	328 OAK BLUFF RD
City	KINSTON
State	NC
Zip	28504-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWATCH LOT 6 1AC & HOUSE NOT IN 100YR PT LT & 2DET GAR IN 100YR
Legal Subdivision	MAP FOR RIVER WATCH PLANTATION
Legal Lot Number	6
Jurisdiction	LENOIR NC
Township / Civil Division	NEUSE
Census Block Group	1
Census Block	1029
Census Tract	11302

Owner

328 Oak Bluff Rd is owner-occupied and held in a trust since March 2026.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	328 OAK BLUFF RD, KINSTON, NC 28504-9500
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer
Sep 18, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Oct 2, 2025 · Amount on File
Deed Book / Page	2083 / 742
Prior Transfer Date	Oct 1, 2025
Prior Transfer Doc	2068000250
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Mar 19, 2026
Property Address	328 OAK BLUFF RD, KINSTON, NC 28504-9500
Document Number	0020830742
Book / Page	2083 / 742
Map Reference	CAB 4 PG 299
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 WRENNSTONE CT, APEX, NC 27539-5109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 OAK BLUFF RD, KINSTON, NC 28504-9500

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LENOIR NC
Recording Date	Sep 18, 2025
Property Address	328 OAK BLUFF RD, KINSTON, NC 28504-9500
Document Number	0020660601
Book / Page	2066 / 601
Instrument Date	Sep 8, 2025
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Amount	Amount on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 WRENNSTONE CT, APEX, NC 27539-5109

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Apr 17, 2020
Property Address	328 OAK BLUFF RD, KINSTON, NC 28504-9500
Document Number	0018810271
Book / Page	1881 / 271
Map Reference	CAB 4 PG 299
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FAIRVIEW AVE, SCHUYKL HAVN, PA 17972-2106

Mortgage

Document Number	1881273
Date	Apr 17, 2020
Instrument	1881/273

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 328 Oak Bluff Rd was $4,424.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,424.00	$591,480 (-) Land $35,528 Building $555,952	$591,480 (-) Land $35,528 Building $555,952
2025	$4,424.00	$591,480 Land $35,528 Building $555,952	$591,480 Land $35,528 Building $555,952
2023	$3,227.00	$341,544 Land $39,200 Building $302,344	$341,544 Land $39,200 Building $302,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Oak Bluff Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (2016–2018)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Oak Bluff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Eastern Carolina Broadband Fixed Wireless	125 / 25

May also be available: Optimum.

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