328 Nelson Ln, Clayton, NC 27527 Property Records

Johnston County property record for 328 Nelson Ln, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,262 sqft · built 2017
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Oct 2021)
Tax Bill	$3,260 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`16I02042N`

Property Details

APN / Parcel Number

Primary APN	`16I02042N`
Alternative APN	`2000244057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,262 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	770 sqft
2nd Floor Area	1,133 sqft
Attic	Attic
Attic Area	485 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000244057
Street Address	328 NELSON LN
City	CLAYTON
State	NC
Zip	27527-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 3407 RIVERWOOD AC WOLF LAUREL PH 3G 69/159
Legal Subdivision	RIVERWOOD ATHLETIC CLUB WOLF L
Legal Phase	3G
Legal Lot Number	3407
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	4
Census Block	4002
Census Tract	40209

Owner

Source: Johnston County records, as of October 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 NELSON LN, CLAYTON, NC 27527-5550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 15, 2019	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI HPW TOWNE MORTGAGE
Aug 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 22, 2017	Warranty Deed, Transfer · Construction Mortgage BRANCH BK&TR/NC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	0006087849
Deed Book / Page	6087 / 849
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 22, 2021
Property Address	328 NELSON LN, CLAYTON, NC 27527-5550
Document Number	0000777894
Book / Page	6087 / 849
Map Reference	MB 69 PG 159&160
Instrument Date	Oct 22, 2021
Instrument	2021777894
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 ATHLETIC CLUB BLVD, 365, CLAYTON, NC 27527-5758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 NELSON LN, CLAYTON, NC 27527-5550

Mortgage

Document Number	0000777895
Date	Oct 22, 2021
Book Page	6087/851
Instrument	2021777895

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	328 NELSON LN, CLAYTON, NC 27527-5550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000631761
Date	Oct 15, 2019
Book Page	5447/0230
Instrument	2019631761

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 11, 2020
Property Address	328 NELSON LN, CLAYTON, NC 27527-5550
Document Number	0000677983
Book / Page	5696 / 52
Map Reference	MB 69 PG 159&160
Instrument Date	Sep 3, 2020
Instrument	2020677983
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 REDANTE AVE, 714, ROCKY MOUNT, NC 27801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 NELSON LN, CLAYTON, NC 27527-5550

Mortgage

Document Number	0000677984
Date	Sep 11, 2020
Instrument	2020677984

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 2, 2018
Property Address	328 NELSON LN, CLAYTON, NC 27527-5550
Document Number	0000576461
Book / Page	005177 / 000315
Instrument Date	Jun 29, 2018
Instrument	576461
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	328 NELSON LN CLAYTON NC 27527, CLAYTON, NC 27527

Mortgage

Document Number	576462
Date	Jul 2, 2018
Book Page	005177/000317
Instrument	576462

Lender

Name	HPW TOWNE MORTGAGE
Address	4515 FALLS OF NEUSE RD # 300, RALEIGH, NC 27609-6290

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 14, 2017
Property Address	328 NELSON LN, CLAYTON, NC 27527-5550
Document Number	0000540645
Book / Page	005008 / 000504
Instrument Date	Aug 10, 2017
Instrument	540645
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,248.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 W MAIN ST #102 CLAYTON NC 275202397, 102, CLAYTON, NC 27520-2397

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 22, 2017
Property Address	328 NELSON LN, CLAYTON, NC 27527-5550
Document Number	0000530883
Book / Page	004961 / 000948
Instrument Date	May 19, 2017
Instrument	530883
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 W MAIN ST #102 CLAYTON NC 275202397, 102, CLAYTON, NC 27520-2397

Mortgage

Document Number	530884
Date	May 22, 2017
Book Page	004961/000950
Instrument	530884

Lender

Name	BRANCH BK&TR/NC
Type	Bank
Address	SMITHFIELD, NC 27577-4228

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	530885,
Date	May 22, 2017
Book Page	004961/000969
Instrument	530885

Lender

Name	BRANCH BK&TR/NC
Type	Bank
Address	SMITHFIELD, NC 27577-4228

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,260.00	$252,750 Land $42,000 Building $210,750	$252,750 Land $42,000 Building $210,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLAYTON - NORTH serves 4,703 people · EPA ID NC4051019
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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