328 Natural Pl, Royal, AR 71968 Property Records

Garland County property record for 328 Natural Pl, Royal, AR 71968

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,128 sqft · built 2016
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individuals on Record
Last Sale	$112,000 (Mar 2020)
Tax Bill	$210 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-18995-000`

Property Details

APN / Parcel Number

Primary APN	`100-18995-000`
Alternative APNs	`1075332.0` `112451`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2016
Architectural Style	Mobile/Manufactured
Lot Area	56,628 sqft (1.3 acres)
Porch	Open Porch
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1075332.0
Street Address	328 NATURAL PL
City	ROYAL
State	AR
Zip	71968-8823
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT SE NE
Legal Range	21W
Legal Township	03S
Legal Section	08
Legal Subdivision	LAKE OUACHITA HEIGHTS ESTATES
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	3
Census Block	3013
Census Tract	11102

Owner

Source: Garland County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	328 NATURAL PL, ROYAL, AR 71968-8823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 2, 2020	Grant Deed, Transfer · FHA Mortgage BENCHMARK HM LN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	0004134920
Deed Book / Page	4134 / 920
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	328 NATURAL PL, ROYAL, AR 71968-8823
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 NATURAL PL, ROYAL, AR 71968-8823

Mortgage

Document Number	0046280313
Date	Feb 20, 2024
Book Page	4628/313

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARLAND AR
Recording Date	Mar 2, 2020
Property Address	328 NATURAL PL, ROYAL, AR 71968-8823
Document Number	0041340920
Book / Page	004134 / 000920
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 NATURAL PL ROYAL AR 719688823, ROYAL, AR 71968-8823

Mortgage

Document Number	41340924
Date	Mar 2, 2020
Book Page	004134/000924

Lender

Name	BENCHMARK HM LN
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$210.00 (-31.6%) Homeowner's exemption	$23,350 (-) Land $5,360 Building $17,990
2023	$307.00 Homeowner's exemption	$23,350 Land $5,360 Building $17,990	$116,750 Land $26,800 Building $89,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

May also be available: Wireless ETC.

Cell Coverage

4G LTE only, no 5G reported

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