Jackson County property record for 328 N 4th St, Central Point, OR 97502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1951 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,792 (2025) |
| Deeds & Mortgages | May 2019 Reverse Mortgage May 2019 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372W03DA11400 |
| Primary APN | 372W03DA11400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Material | Other |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 328 N 4TH ST |
|---|---|
| City | CENTRAL POINT |
| State | OR |
| Zip | 97502-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Range | 02W |
| Legal Township | 37S |
| Legal Section | 03 |
| Legal Quarter | 4 |
| Legal Subdivision | THE ORIGINAL CITY OF CENTRAL POINT |
| Legal Block | 1 |
| Legal Lot Number | 5,6 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | MEDFORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1002 |
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 328 N 4TH ST, CENTRAL POINT, OR 97502-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2019 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| May 24, 2019 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| May 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 328 N 4TH ST, CENTRAL POINT, OR 97502-2038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014059 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019-014059 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | May 11, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 328 N 4TH ST, CENTRAL POINT, OR 97502-2038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014061 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019-014061 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | May 11, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 328 N 4TH ST, CENTRAL POINT, OR 97502-2038 |
| Document Number | 0000014060 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 328 N 4TH ST CENTRAL POINT OR 975022038, CENTRAL POINT, OR 97502-2038 |
| Document Number | 0000014060 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 14060 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | May 23, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 328 N 4TH ST, CENTRAL POINT, OR 97502-2038 |
| Document Number | 0000014062 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 328 N 4TH ST CENTRAL POINT OR 975022038, CENTRAL POINT, OR 97502-2038 |
| Document Number | 0000014062 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 14062 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | May 23, 2097 |
| Rate Type | Adjustable Rate |
|---|
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Central Point City |
| Unified School District | Central Point School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,720 (+3%) | $338,650 (+7.57%) Land $146,320 Building $192,330 | |
| 2025 | $2,792.00 (+2.53%) | $163,810 (+3%) Land $57,260 Building $106,550 | $314,820 (+7.45%) Land $133,000 Building $181,820 |
| 2024 | $2,723.00 (+3.34%) | $159,040 (+3%) Land $55,600 Building $103,440 | $293,000 (+19.73%) Land $129,000 Building $164,000 |
| 2023 | $2,635.00 (+2.37%) | $154,410 (+2.99%) Land $53,980 Building $100,430 | $244,720 (-21.09%) Land $149,930 Building $94,790 |
| 2022 | $2,574.00 | $149,920 Land $52,410 Building $97,510 | $310,120 Land $121,040 Building $189,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 14 (1983–1997) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jan 1997 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.5% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
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