328 Mount Harmony Rd, Fairmont, WV 26554 Property Records

Marion County property record for 328 Mount Harmony Rd, Fairmont, WV 26554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2017
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Tax Bill	$865 (2025)
Deeds & Mortgages	Jan 2017 Construction Loan Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-18-0024.0004`

Property Details

APN / Parcel Number

Primary APN	`19-18-0024.0004`
Alternative APN	`24-19-18-0024.0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	74,052 sqft (1.7 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	328 MOUNT HARMONY RD
City	FAIRMONT
State	WV
Zip	26554-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(1.70 AC) LITTLE CREEK (PLAT 1115-567)
Legal Subdivision	LITTLE CREEK
Jurisdiction	MARION WV
Township / Civil Division	PALATINE
Census Block Group	1
Census Block	1024
Census Tract	21001

Owner

328 Mount Harmony Rd is owned and occupied by two individuals who acquired it in June 2023.

Source: Marion County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	328 MOUNT HARMONY RD, FAIRMONT, WV 26554-5514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage · Construction Mortgage CLEAR MOUNTAIN BANK
Mar 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 12, 2023
Transfer Doc	001325/988
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	328 MOUNT HARMONY RD, FAIRMONT, WV 26554-5514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1162/1043
Date	Jan 20, 2017
Book Page	1162/1043
Instrument	201700000797

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION WV
Recording Date	Mar 3, 2020
Property Address	328 MOUNT HARMONY RD, FAIRMONT, WV 26554-5514
Document Number	1260/849
Book / Page	1260 / 849
Instrument Date	Feb 21, 2020
Instrument	202000002264
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002265
Date	Mar 3, 2020
Instrument	202000002265

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 328 Mount Harmony Rd was $865.

Source: Marion County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$865.00	$69,660 Land $11,580 Building $58,080	$116,100 Land $19,300 Building $96,800
2023	$816.00 (+2.77%)	$66,060 (+2.99%) Land $11,580 Building $54,480	$110,100 (+2.99%) Land $19,300 Building $90,800
2022	$794.00	$64,140 Land $11,580 Building $52,560	$106,900 Land $19,300 Building $87,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Mount Harmony Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Mount Harmony Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYFORD ACRES serves 194 people · EPA ID WV3302529
Water Source	Purchased surface water from LITTLE CREEK PSD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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