328 Morehead St, Troy, OH 45373 Property Records

Miami County property record for 328 Morehead St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Feb 2025)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-017360`

Property Details

APN / Parcel Number

Primary APN	`D08-017360`
Alternative APNs	`050627.3-13-007-00` `D08SE039 00700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,060 sqft Living Area
1st Floor Area	1,320 sqft
Upper Floors Area	400 sqft
Basement Area	260 sqft
Unfinished Basement	260 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	139 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	192 sqft
Porch	Slab
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	328 MOREHEAD ST
City	TROY
State	OH
Zip	45373-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1496 48
Legal Subdivision	PIQUA
Legal Lot Number	1496
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3024
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 MOREHEAD ST, TROY, OH 45373-3730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit GREENVILLE NATIONAL BANK
Mar 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	20252055
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	328 MOREHEAD ST, TROY, OH 45373-3730
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1268 E ASH ST 108, 108, PIQUA, OH 45356-4160

Mortgage

Document Number	0000016828
Date	Nov 28, 2022
Instrument	2022OR-16828

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2042

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	328 MOREHEAD ST, TROY, OH 45373-3730
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008983
Date	Jul 24, 2017
Instrument	2017OR-08983

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 27, 2017
Property Address	328 MOREHEAD ST, TROY, OH 45373-3730
Document Number	0000003658
Instrument Date	Mar 22, 2017
Instrument	3658
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$64.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1268 E ASH ST #108 PIQUA OH 453564160, 108, PIQUA, OH 45356-4160

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (+28.74%)	$35,980 (+53.17%) Land $7,980 Building $28,000	$102,800 (+53.2%) Land $22,800 Building $80,000
2024	$1,096.00 (+1.76%)	$23,490 (-) Land $8,330 Building $15,160
2023	$1,077.00 (+42.08%)	$23,490 (-) Land $8,330 Building $15,160	$67,100 (-) Land $23,800 Building $43,300
2022	$758.00	$23,490 Land $8,330 Building $15,160	$67,100 Land $23,800 Building $43,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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