328 Midway Rd, Georgetown, KY 40324 Property Records

Scott County property record for 328 Midway Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2,496 sqft · built 1973
Lot Size	2.63 acres (114,737 sqft)
Owner	2 Individual Names on File
Last Sale	$261,000 (May 2014)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2019 Reverse Mortgage
Flood Zone	Zone A (high risk)
APN	`063-00-036.000`

Property Details

APN / Parcel Number

Primary APN	`063-00-036.000`

Interior

Stories	2 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	941 sqft
Basement Area	2,496 sqft
Finished Basement	2,496 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Frame
Lot Area	114,737 sqft (2.63 acres)
Garage Type	Basement
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	328 MIDWAY RD
City	GEORGETOWN
State	KY
Zip	40324-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRONWORKS ESTATES
Legal Subdivision	IRONWORKS ESTATES
Legal Lot Number	1
Legal Unit	A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1014
Census Tract	40601

Owner

328 Midway Rd is owned and occupied by two individuals who bought it in May 2014.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	328 MIDWAY RD, GEORGETOWN, KY 40324-9421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC
Jul 12, 2019	Deed of Trust, Mortgage · Reverse Mortgage L&N FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2014 · Amount on File
Deed Sale	May 13, 2014 · Amount on File
Prior Sale	May 9, 2013 · Amount on File
Deed Document Number	2014317791
Deed Book / Page	360 / 497
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	328 MIDWAY RD, GEORGETOWN, KY 40324-9421
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1720/644
Date	Dec 2, 2022
Book Page	M1720/644
Instrument	462916

Lender

Name	COMMONWEALTH CU INC
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	328 MIDWAY RD, GEORGETOWN, KY 40324-9421
Transaction Type	Mortgage
Record Updated	Aug 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1449/615
Date	Jul 12, 2019
Book Page	M1449/615
Instrument	402223

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40601

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 328 Midway Rd was $3,937.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,100 (+10.18%)	$487,100 (+10.18%)
2025	$3,937.00	$442,100	$442,100
2023	$3,343.00	$368,700 Land $75,000 Building $293,700	$368,700 Land $75,000 Building $293,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Midway Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Midway Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Midway Rd

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