328 Merlin Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 328 Merlin Ct, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3,126 sqft · built 2019
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,150 (Jul 2019)
Deeds & Mortgages	May 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-102-0174-6`

Property Details

APN / Parcel Number

Primary APN	`C56-001-102-0174-6`
Alternative APNs	`27-3N-23-1003-0000-1300` `23N327100300001300`

Interior

Stories	1 Story
Building Area	3,126 sqft Living Area
Gross Area	3,947 sqft
1st Floor Area	3,126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,450 sqft (0.217 acres)
Garage Type	Attached
Garage Area	442 sqft
Porch	Florida Room
Porch Area	379 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	328 MERLIN CT
City	CRESTVIEW
State	FL
Zip	32539-6753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDSTONE COMMONS PH 2B LOT 130
Legal Range	23W
Legal Township	03N
Legal Section	27
Legal Subdivision	REDSTONE COMMONS
Legal Phase	2B
Legal Lot Number	130
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2056
Census Tract	20701

Owner

Source: Okaloosa County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 MERLIN CT, CRESTVIEW, FL 32539-6753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jul 3, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	20193288746
Deed Book / Page	3407 / 729
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	May 13, 2026
Property Address	328 MERLIN CT, CRESTVIEW, FL 32539-6753
Document Number	0003816288
Instrument Date	May 8, 2026
Instrument	20263816288
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 MERLIN CT, CRESTVIEW, FL 32539-6753
Investor	Possibly a Property Investor

Mortgage

Document Number	0003816288,
Date	May 13, 2026
Instrument	20263816288

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	328 MERLIN CT, CRESTVIEW, FL 32539-6753
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 MERLIN CT, CRESTVIEW, FL 32539-6753

Mortgage

Document Number	0036204817
Date	May 10, 2022
Book Page	3620/4817
Instrument	3548741

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	328 MERLIN CT, CRESTVIEW, FL 32539-6753
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034831779
Date	Aug 13, 2020
Book Page	3483/1779
Instrument	3381835

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 3, 2019
Property Address	328 MERLIN CT, CRESTVIEW, FL 32539-6753
Document Number	0034070729
Book / Page	3407 / 0729
Map Reference	MB 28 PG 71-73
Instrument Date	Jun 20, 2019
Instrument	3288746
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,269.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 MERLIN CT, CRESTVIEW, FL 32539-6753

Mortgage

Document Number	0034070730
Date	Jul 3, 2019
Instrument	3407-0730

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$349,561 (+18.59%)	$415,556 (+0.1%) Land $47,235 Building $368,321
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$294,766	$415,145 Land $40,131 Building $375,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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