328 Main St, Carrollton, KY 41008 Property Records

Carroll County property record for 328 Main St, Carrollton, KY 41008

Property Summary

Property Type	Commercial
Details	2,465 sqft · built 1884
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Sep 2021)
Tax Bill	$3,370 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`C1-11-14`

Property Details

APN / Parcel Number

Primary APN	`C1-11-14`
Alternative APN	`110271`

Interior

Units	15 Units
Stories	1 Story
Building Area	2,465 sqft Total Area
Basement Area	7,280 sqft
Unfinished Basement	7,280 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Modular
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	104 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	110271
Street Address	328 MAIN ST
City	CARROLLTON
State	KY
Zip	41008-1001
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDG &2 LOTS
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	1
Census Block	1001
Census Tract	950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

328 Main St, a commercial property, is owned by a company that bought it in September 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	328 MAIN ST, C, CARROLLTON, KY 41008-1002
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit THE FARMERS BANK OF MILTON
Sep 9, 2021	Deed, Transfer
Sep 9, 2021	Deed, Transfer THE FARMERS BANK OF MILTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Deed Document Number	2021103602
Deed Book / Page	221 / 189
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	328 MAIN ST, CARROLLTON, KY 41008-1001
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 MAIN ST 103, 103, CARROLLTON, KY 41008-1001

Mortgage

Document Number	00M276/116
Date	Jul 21, 2022
Book Page	M276/116
Instrument	2201848

Lender

Name	THE FARMERS BANK OF MILTON
Type	Bank
Address	MILTON, KY 40045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 14, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Sep 9, 2021
Property Address	328 MAIN ST, CARROLLTON, KY 41008-1001
Document Number	00D221/193
Book / Page	D221 / 193
Instrument Date	Sep 9, 2021
Instrument	103603
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$200.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 MARSHALL LN, SANDERS, KY 41083-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 MAIN ST STE B, B, CARROLLTON, KY 41008-1097

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Sep 9, 2021
Property Address	328 MAIN ST, CARROLLTON, KY 41008-1001
Document Number	00D221/189
Book / Page	D221 / 189
Instrument Date	Sep 8, 2021
Instrument	103602
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 156, CARROLLTON, KY 41008-0156

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	822 MARSHALL LN, SANDERS, KY 41083-9775

Mortgage

Document Number	00M269/149
Date	Sep 9, 2021
Book Page	M269/149
Instrument	103604

Lender

Name	THE FARMERS BANK OF MILTON
Type	Bank
Address	MILTON, KY 40045

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 9, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 328 Main St was $3,370, down 0.4% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,370.00 (-0.38%)	$335,000 (-) Land $20,000 Building $315,000	$335,000 (-) Land $20,000 Building $315,000
2025	$3,383.00	$335,000 Land $20,000 Building $315,000	$335,000 Land $20,000 Building $315,000
2023	$3,018.00	$300,000 Land $20,000 Building $280,000	$300,000 Land $20,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadlinc.

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