328 Lake Daisy Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 328 Lake Daisy Loop, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 2004
Lot Size	0.157 acres (6,826 sqft)
Owner	Company Name on Record
Last Sale	$114,552 (Oct 2019)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855569-011320`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855569-011320`
Alternative APNs	`062927855569011320` `62927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,673 sqft
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,826 sqft (0.157 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	361 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	328 LAKE DAISY LOOP
City	WINTER HAVEN
State	FL
Zip	33884-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAISY ESTATES PHASE THREE PB 89 PGS 1 & 2 BLK K LOT 32
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE DAISY ESTATES PHASE 3
Legal Phase	3
Legal Tract	855569
Legal Block	K
Legal Lot Number	32
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1003
Census Tract	14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 MAPLE VALLEY ST, BRAMPTON, ON L6P 2
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Feb 11, 2020	Deed of Trust, Mortgage DESJARDINS BK
Jan 3, 2020	Correction Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
Oct 21, 2019	Grant Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
Jul 26, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Jul 26, 2017
Deed Document Number	2019222363
Deed Book / Page	11012 / 777
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jul 14, 2026
Property Address	328 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636
Document Number	0000166924
Book / Page	14074 / 329
Instrument Date	Jun 29, 2026
Instrument	2026166924
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership, 267
Address	13574 VILLAGE PARK DR, 265, ORLANDO, FL 32837-7696

Mortgage

Document Number	0000166924,
Date	Jul 14, 2026
Book Page	14074/329
Instrument	2026166924

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	328 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636
Document Number	0111411808
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	27 MAPLE VALLEY ST

Mortgage

Document Number	0111411808
Date	Feb 14, 2020
Book Page	011141/001808
Instrument	35187

Lender

Name	DESJARDINS BK
Type	Bank
Address	HALLANDALE BEACH, FL 33009

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2045

Interest

Rate Type	Adjustable Rate
Rate	4.5%

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jan 3, 2020
Property Address	328 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636
Document Number	0110950325
Book / Page	011095 / 000325
Instrument Date	Dec 19, 2019
Instrument	881
Transaction Type	Transfer
Record Updated	Jan 25, 2020
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	21 MAPLE VALLEY ST

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 21, 2019
Property Address	328 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636
Document Number	0110120777
Book / Page	011012 / 000777
Instrument Date	Aug 23, 2019
Instrument	222363
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transaction

Amount	Amount Recorded
Tax	$801.86
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	21 MAPLE VALLEY ST

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 26, 2017
Property Address	328 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636
Document Number	0102151839
Book / Page	010215 / 001839
Instrument Date	Jul 26, 2017
Instrument	142655
Transaction Type	Transfer
Record Updated	Aug 7, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,399 (-3.88%) Land $29,000 Building $163,399	$192,399 (-3.88%) Land $29,000 Building $163,399
2025	$2,588.00 (-10.51%)	$200,169 (-3.01%) Land $29,000 Building $171,169	$200,169 (-3.01%) Land $29,000 Building $171,169
2023	$2,892.00 (+10.64%)	$206,375 (+16.43%) Land $28,000 Building $178,375	$206,375 (+16.43%) Land $28,000 Building $178,375
2022	$2,614.00	$177,249 Land $23,000 Building $154,249	$177,249 Land $23,000 Building $154,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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