Suffolk County and Smithtown Town property record for 328 Lake Ave, Saint James, NY 11780
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 2.5 ba · 2,675 sqft · built 1955 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Oct 1998) |
| Tax Bill | $14,685 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 55.-1-58 |
| Primary APN | 473489 55.-1-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,675 sqft Gross Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 16,553 sqft (0.38 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J40120 |
|---|---|
| Street Address | 328 LAKE AVE |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2224 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 20-793326 TC-76 *610 & 850 N HALF ST JAMES PARK SEC A LOTS |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 135002 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 328 LAKE AVE, SAINT JAMES, NY 11780-2224 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 1998 · Amount on Record |
| Deed Sale | Oct 14, 1998 · Amount on Record |
| Deed Book / Page | 11922 / 735 |
| Prior Transfer Date | Sep 24, 1997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 3, 2023 |
| Property Address | 328 LAKE AVE, SAINT JAMES, NY 11780-2224 |
| Document Number | 0131990880 |
| Book / Page | 13199 / 880 |
| Instrument Date | Feb 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 LAKE AVE, SAINT JAMES, NY 11780-2208 |
| Document Number | 0023503741 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 23503/741 |
| Name | DIME COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,770 (-) Land $820 Building $4,950 | $721,250 (+10,773.66%) Land $102,500 Building $618,750 | |
| 2024 | $14,685.00 | ||
| 2023 | $5,770 (-) Land $820 Building $4,950 | $6,633 (+12.65%) Land $943 Building $5,690 | |
| 2022 | $5,770 Land $820 Building $4,950 | $5,888 Land $837 Building $5,051 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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