328 Kathy Lake Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 328 Kathy Lake Ln, Kalispell, MT 59901

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on Record
Last Sale	$164,832 (Dec 2022)
Tax Bill	$1,580 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R0786512`

Property Details

APN / Parcel Number

Primary APN	`R0786512`
Alternative APNs	`07-3967-14-4-05-05-0000` `0000916270`

Exterior

Lot Area	77,537 sqft (1.78 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000916270
Street Address	328 KATHY LAKE LN
City	KALISPELL
State	MT
Zip	59901-8350
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	1
Legal Description	MANY LAKES VACATION VILLAGE 4, S14, T28 N, R20 W, LOT 490, MANY LAKES VACATION VILLAGE
Legal Range	20W
Legal Township	28N
Legal Section	14
Legal Subdivision	MANY LAKES VACATION VILLAGE 4
Legal Lot Number	490
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2012
Census Tract	1306

Owner

Source: Flathead County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	452 LAKE LOOP DR, KALISPELL, MT 59901-8705
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RICK BINDER
Sep 7, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Sep 7, 2021
Deed Document Number	202230093
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 8, 2022
Property Address	328 KATHY LAKE LN, KALISPELL, MT 59901-8350
Document Number	202200030093
Instrument Date	Dec 2, 2022
Instrument	202200030093
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 LAKE LOOP DR, KALISPELL, MT 59901-8705

Mortgage

Document Number	202200030094
Date	Dec 8, 2022
Instrument	202200030094

Lender

Name	RICK BINDER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 8, 2027

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 7, 2021
Property Address	328 KATHY LAKE LN, KALISPELL, MT 59901-8350
Document Number	202100032332
Instrument Date	Sep 3, 2021
Instrument	202100032332
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2265 ORO LN APT 2, 2, BELGRADE, MT 59714-8062

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Creston Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,580.00 (+169.17%)	$214,074 (-)
2025	$587.00 (-38.79%)	$214,074 (+45.73%)	$214,074 (+45.73%) Land $214,074
2023	$959.00	$146,896	$146,896 Land $146,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 54% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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