Johnston County property record for 328 Joy Dr, Garner, NC 27529 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,605 sqft · built 1973 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,439 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06E02030U |
| Primary APN | 06E02030U |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 71,003 sqft (1.63 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 55694085 |
|---|---|
| Street Address | 328 JOY DR |
| City | GARNER |
| State | NC |
| Zip | 27529-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15&16 RAL & SMFLD 21/61 163606-19 |
| Legal Subdivision | HARRIS D SPENCE PROP |
| Legal Lot Number | 15 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41109 |
Source: Johnston County records · APN 06E02030U
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 328 JOY DR, GARNER, NC 27529-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 1985 |
| Deed Sale | Jan 01, 1985 |
| Deed Document Number | 0000098436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jun 02, 2026 |
| Property Address | 328 JOY DR, GARNER, NC 27529-9639 |
| Document Number | 0000017668 |
| Book / Page | 7123 / 761 |
| Instrument Date | May 29, 2026 |
| Instrument | 202617668 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 328 JOY DR, GARNER, NC 27529-9639 |
| Document Number | 0000017668, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 7123/761 |
| Instrument | 202617668 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 328 JOY DR, GARNER, NC 27529-9639 |
| Document Number | 0000569605 |
| Instrument Date | May 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 328 JOY DR GARNER NC 275299639, GARNER, NC 27529-9639 |
| Document Number | 0000569605 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 005144/000381 |
| Instrument | 569605 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 03, 2038 |
Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,439.00 | $183,600 Land $64,390 Building $119,210 | $183,600 Land $64,390 Building $119,210 |
Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010411091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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