328 Jefferson Ave, Flora, IL 62839 Property Records

Clay County property record for 328 Jefferson Ave, Flora, IL 62839

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 736 sqft · built 1950
Lot Size0.118 acres (5,148 sqft)
Owner2 Individual Names on File
Last Sale$69,900 (Jul 2022)
Tax Bill$2,183 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-25-119-008

Property Details

APN / Parcel Number

Primary APN10-25-119-008

Interior

Full Baths1 Bath
Stories1 Story
Building Area736 sqft Living Area
Basement Area736 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleMulti-Family
Exterior MaterialOther
Construction TypeFrame
Roof MaterialShingle
Lot Area5,148 sqft (0.118 acres)
Garage Area308 sqft
DrivewayAsphalt Driveway
Driveway Area600 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address328 JEFFERSON AVE
CityFLORA
StateIL
Zip62839-1816
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionHOSPITAL ADDN LOT 12
Legal SubdivisionTHE HOSPITAL ADDITION
Legal Lot Number12
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group3
Census Block3033
Census Tract972100

Owner

328 Jefferson Ave, a residential property, is owned by two individuals who bought it in July 2022.

Source: Clay County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 670, CARYVILLE, TN 37714-0670
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Warranty Deed, Transfer · Conventional Mortgage
FLORA BANK & TRUST
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
FLORA BANK & TRUST
Sep 11, 2017Deed, Transfer · Commercial Mortgage
FIRST COMMUNITY BANK
Mar 8, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2022 · Amount on File
Deed SaleJul 21, 2022 · Amount on File
Prior SaleSep 11, 2017 · Amount on File
Deed Document Number2022205286
Prior Transfer DateMar 14, 2016
Prior Transfer DocD188478
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateJul 21, 2022
Property Address328 JEFFERSON AVE, FLORA, IL 62839-1816
Document Number0000205286
Instrument DateJul 15, 2022
Instrument205286
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address803 N MILL ST, 803, FLORA, IL 62839-1825

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 670, CARYVILLE, TN 37714-0670

Mortgage

Document Number0000205287
DateJul 21, 2022
Instrument205287
Lender
NameFLORA BANK & TRUST
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate5.25%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateMay 16, 2022
Property Address328 JEFFERSON AVE, FLORA, IL 62839-1816
Document Number0000204806
Instrument DateMay 11, 2022
Instrument204806
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$72.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 N MILL ST, FLORA, IL 62839-1825

Mortgage

Document Number0000204807
DateMay 16, 2022
Instrument204807
Lender
NameFLORA BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJul 13, 2027
Interest
Rate TypeFixed Rate

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateSep 11, 2017
Property Address328 JEFFERSON AVE, FLORA, IL 62839-1816
Document NumberD192497
Instrument DateSep 7, 2017
InstrumentD192497
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$88.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 JEFFERSON AVE, FLORA, IL 62839-1816

Mortgage

Document NumberD192498
DateSep 11, 2017
InstrumentD192498
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueNov 1, 2022
Interest
Rate TypeFixed Rate

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateMar 8, 2017
Property Address328 JEFFERSON AVE, FLORA, IL 62839-1816
Document NumberD191140
Instrument DateFeb 27, 2017
InstrumentD191140
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount on Record
Tax$21.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address271 HANCOCK DR, FLORA, IL 62839-4174

Tax Assessment & Valuation

The 2025 property tax bill for 328 Jefferson Ave was $2,183, up 4.9% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,183.00 (+4.85%)$28,521 (+11.45%) Land $3,563 Building $24,958$85,563 (+11.45%) Land $10,689 Building $74,874
2024$2,082.00$25,591 Land $3,197 Building $22,394$76,773 Land $9,591 Building $67,182
2022$1,487.00 (+10.07%) Homeowner's exemption$21,619 Land $2,708 Building $18,911$64,857 Land $8,124 Building $56,733
2021$1,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Jefferson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ClearWave.

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