328 Jay St, Murrells Inlet, SC 29576 Property Records

Horry County property record for 328 Jay St, Murrells Inlet, SC 29576

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,956 sqft · built 2002
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$299,000 (Aug 2004)
Deeds & MortgagesJun 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN470-07-01-0004

Property Details

APN / Parcel Number

Primary APN470-07-01-0004
Alternative APN
  • 1951304004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,956 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
PorchEnclosed Porch
Deck Area48 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Old Parcel Number1951304004
Street Address328 JAY ST
CityMURRELLS INLET
StateSC
Zip29576-8146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR4
Legal DescriptionPENDERGRASS HAYES; LT 10 BL 4A
Legal SubdivisionSTANLEY
Legal Block4A
Legal Lot Number10
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2000
Census Tract51302

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address328 JAY ST, MURRELLS INLET, SC 29576-8146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Jan 30, 2018Quit Claim Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2004 · Amount on Record
Deed SaleAug 23, 2004 · Amount on Record
Prior SaleAug 23, 2004 · Amount on Record
Deed Document Number2781/0312
Deed Book / Page002781 / 000312
Last Transfer DateJan 30, 2018
Transfer Doc4078/1091
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHORRY SC
Property Address328 JAY ST, MURRELLS INLET, SC 29576-8146
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 JAY ST, MURRELLS INLET, SC 29576-8146

Mortgage

Document Number63970000001433
DateJun 2, 2021
Book Page0000006397/0000001433
Lender
NameTHE FEDERAL SAVINGS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHORRY SC
Recording DateJan 30, 2018
Property Address328 JAY ST, MURRELLS INLET, SC 29576-8146
Document Number4078/1091
Book / Page004078 / 001091
Instrument DateNov 3, 2017
Transaction TypeTransfer
Record UpdatedMar 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 JAY ST MURRELLS INLET SC 295768146, MURRELLS INLET, SC 29576-8146

Mortgage

Document Number5958/1133
DateJan 30, 2018
Book Page005958/001133
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2048

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$546,189 (+75.51%) Land $180,000 Building $366,189
2023$10,134 Land $2,762 Building $7,372$311,200 Land $70,000 Building $241,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 234 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies255 units insured
incl. 21 condo units
Nearby Flood Claims781 (1979–2023)
Claims Outside the SFHA23 of 781
Most Recent ClaimDec 2023 · tidal / storm surge
Claims by Event
  • Hurricane Ian, Oct 2022 · 65 claims
  • Hurricane Matthew, Oct 2016 · 102 claims
  • Hurricane Hugo, Sep 1989 · 308 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND STRAND W&SA/BULL CREEK
serves 252,840 people · EPA ID SC2620004
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
HTC
Fiber · Cable in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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