328 Howland Ave, Cary, NC 27513 Property Records

Wake County property record for 328 Howland Ave, Cary, NC 27513

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,678 sqft · built 1974
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$468,000 (Jan 2024)
Tax Bill$2,784 (2023)
Deeds & MortgagesJan 2024 Sale & Second Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0754.16-82-9686 0081227

Property Details

APN / Parcel Number

Primary APN0754.16-82-9686 0081227
Alternative APNs
  • 008122701
  • 0081227

Interior

Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,678 sqft Heated Area
1st Floor Area1,578 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1984
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)
Garage Area360 sqft
Patio Area558 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0081227
Old Parcel Number008122701
Street Address328 HOWLAND AVE
CityCARY
StateNC
Zip27513-4214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionLO151 OAKWD HGTS SUB SE4 BM1972-228
Legal Township04
Legal SubdivisionOAKWD HGTS SUB
Legal Lot Number151
JurisdictionWAKE NC
Township / Civil DivisionCARY
Census Block Group2
Census Block2005
Census Tract53524

Owner

Source: Wake County records, as of February 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address328 HOWLAND AVE, CARY, NC 27513-4214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Warranty Deed, Transfer · Stand-Alone Second Mortgage
KAREN DURBIN
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
T2 FINANCIAL LLC
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MTG
Oct 26, 2018Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleOct 26, 2018 · Amount on Record
Deed Document Number0019529539
Deed Book / Page19529 / 539
Record UpdatedJun 7, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateJan 31, 2024
Property Address328 HOWLAND AVE, CARY, NC 27513-4214
Document Number019529/539
Book / Page19529 / 539
Map ReferenceMB 1972 PG 228
Instrument DateJan 31, 2024
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyKEYSTONE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$936.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address882 SAVORY DR, SUNNYVALE, CA 94087-1879

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address328 HOWLAND AVE, CARY, NC 27513-4214

Mortgage

Document Number0019529541
DateJan 31, 2024
Instrument19529/541
Lender
NameKAREN DURBIN
TypePrivate Party
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2039

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address328 HOWLAND AVE, CARY, NC 27513-4214
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18145/1700
DateOct 23, 2020
Book Page18145/1700
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
AddressRUSH SPRINGS, OK 73082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address328 HOWLAND AVE, CARY, NC 27513-4214
Document Number172761280
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 HOWLAND AVE CARY NC 275134214, CARY, NC 27513-4214

Mortgage

Document Number172761280
DateOct 26, 2018
Book Page017276/001280
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateOct 26, 2018
Property Address328 HOWLAND AVE, CARY, NC 27513-4214
Document Number172761278
Book / Page017276 / 001278
Instrument DateOct 25, 2018
Transaction TypeTransfer
Record UpdatedNov 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address328 HOWLAND AVE CARY NC 275134214, CARY, NC 27513-4214

Mortgage

Document Number172761280
DateOct 26, 2018
Book Page017276/001280
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityCary Town
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,784.00$275,856 Land $120,000 Building $155,856$275,856 Land $120,000 Building $155,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2014–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CARY
serves 227,300 people · EPA ID NC0392020
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · May 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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