328 Highland Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 328 Highland Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,840 sqft · built 1978
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$102,500 (Jul 1997)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-90015237`

Property Details

APN / Parcel Number

Primary APN	`01-904-90015237`
Alternative APNs	`1-904-90015237` `90490015237`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	720 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90490015237
Street Address	328 HIGHLAND DR
City	EDGEWATER
State	MD
Zip	21037-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1637 1638 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	1637
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1011
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 HIGHLAND DR, EDGEWATER, MD 21037-2924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 15, 2023	· Conventional Mortgage FIRST WASHINGTON MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 1997 · Amount on Record
Deed Sale	Jul 31, 1997 · Amount on Record
Prior Sale	Jan 23, 1997 · Amount on Record
Deed Document Number	19977965
Deed Book / Page	8004 / 467
Last Transfer Date	Apr 5, 2023
Transfer Doc	0397260229
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	328 HIGHLAND DR, EDGEWATER, MD 21037-2924
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398490001
Date	Aug 9, 2023
Book Page	39849/1

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023:

Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 15, 2023
Property Address	328 HIGHLAND DR, EDGEWATER, MD 21037-2924
Document Number	0397260229
Book / Page	39726 / 229
Map Reference	MB 8 FO 9
Instrument Date	Apr 5, 2023
Record Updated	Sep 21, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	328 HIGHLAND DR, EDGEWATER, MD 21037-2924

Mortgage

Document Number	0397260234
Date	Jun 15, 2023
Book Page	39726/234

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company
Address	WASHINGTON, DC 20007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,400 (+6.23%) Land $220,000 Building $161,400	$381,400 (-) Land $220,000 Building $161,400
2025	$3,319.00 (+2.38%) Homeowner's exemption	$359,033 (+14.23%)	$381,400 (+21.35%) Land $220,000 Building $161,400
2024	$3,242.00 (+29.47%)
2023	$2,504.00 (-23.75%) Homeowner's exemption	$314,300 (-) Land $170,000 Building $144,300	$314,300 (-) Land $170,000 Building $144,300
2022	$3,284.00 Homeowner's exemption	$314,300 Land $170,000 Building $144,300	$314,300 Land $170,000 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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