328 Hackberry Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 328 Hackberry Dr, Stephens City, VA 22655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1987
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Mar 2020)
Tax Bill	$1,607 (2026)
Deeds & Mortgages	Oct 2021 Refinance Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75G5-4B-138`

Property Details

APN / Parcel Number

Primary APN	`75G5-4B-138`
Alternative APN	`8029776`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	3,233 sqft
1st Floor Area	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	125 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8029776
Street Address	328 HACKBERRY DR
City	STEPHENS CITY
State	VA
Zip	22655-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	THE VILLAGE AT LAKESIDE L138 S4B
Legal Subdivision	THE VILLAGE
Legal Lot Number	138
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2002
Census Tract	50807

Owner

328 Hackberry Dr is owned and occupied by an individual who bought it in March 2020.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	328 HACKBERRY DR, STEPHENS CITY, VA 22655-2360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Mar 31, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Sep 5, 2018 · Amount on File
Deed Document Number	20203661
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	328 HACKBERRY DR, STEPHENS CITY, VA 22655-2360
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016726
Date	Oct 4, 2021
Instrument	210016726

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 31, 2020
Property Address	328 HACKBERRY DR, STEPHENS CITY, VA 22655-2360
Document Number	0000003661
Instrument Date	Mar 30, 2020
Instrument	200003661
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	OLD TOWNE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 HACKBERRY DR, STEPHENS CITY, VA 22655-2360

Mortgage

Document Number	0000003662
Date	Mar 31, 2020
Instrument	200003662

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 5, 2018
Property Address	328 HACKBERRY DR, STEPHENS CITY, VA 22655-2360
Document Number	0000008745
Instrument Date	Aug 30, 2018
Instrument	180008745
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	DIRECT TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 HACKBERRY DR, STEPHENS CITY, VA 22655-2360

Mortgage

Document Number	0000008746
Date	Sep 5, 2018
Instrument	180008746

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 328 Hackberry Dr was $1,607, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,607.00 (+10.37%)	$303,300 Land $98,000 Building $205,300	$303,300 Land $98,000 Building $205,300
2025	$1,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Hackberry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Hackberry Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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